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Three refused me for 18 months contract (online)

I've had lot of different contracts over years, but lately I've been struggling to keep up with CC payments (currently considering IVA).
Just tried to order Three contract online and they refused me (although I was their customer in the past).
Do you think I will have any chance if I try in a shop - I remember CPW and T-mobile used to ask you just for a credit card and that was it. I don't know if things changed in the meantime.
I guess going to Three shop and applying again is out of the question - does anyone have any recent experience with T-Mobile (in shop) regarding new contract.
Kind regards
Dan

Comments

  • I'd be very careful. Most networks/retailers will use a credit check to decide whether to offer you a contract and every credit check will appear on your credit record.
    Besides which if you've been struggling to make payments would you maybe not be better off on a PAYG?
  • I really need only new contract only for data use. and with free minutes I'll never pay more than original tariff cost - much more cheaper than PAYG.
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