RAC Key Cover - Bargain!

EdGasket

For £19.99 you get £1500 cover gainst lost/stolen keys:

http://m.rac.co.uk/optional-extras#key-replace

Seems very good value considering Merc keys are £255 and even a Ford key can be well over £100 if you go through the dealer.

Looks also like the RAC have left themselves wide open to abuse because anyone who fancies a replacement key can just say 'oh dear I've lost my key', or have I missed something?

EssexExile

I suppose you have to add to that £20 the cost of using the RAC over the cost of similar cover from other providers.

EdGasket

Yes you would but using Tesco Vouchers makes it very reasonable.

vikingaero

Key Exclusions:

Costs, other than replacement costs where there are duplicate keys available

EdGasket

vikingaero wrote: »

Key Exclusions:

Costs, other than replacement costs where there are duplicate keys available

........and?

forgotmyname

So they will replace the key but not the locks and not remove the lost key from the alarm/immobiliser?

EdGasket

forgotmyname wrote: »

So they will replace the key but not the locks and not remove the lost key from the alarm/immobiliser?

Please read the terms instead of making innane comments:

Quote from page 10:

"Covered
If during the policy period your own keys are lost, stolen or broken, we will arrange and pay for the following services up to £1,500 in any one policy year:
1.
locksmith’s charges;
2.
new locks of the same standard if we assess, acting reasonably, there is a security risk;
3.
up to 3 keys per lock of the same standard - depending on how many are lost, stolen or broken;
4.
reprogramming of the electronics so your locks, alarm and immobiliser still work;
5.
a Hire Car up to £35 per day for up to 3 consecutive days or up to £80 for alternative transport to keep you going while we attend to the keys for your vehicle. Please see Hire Car terms on page 6."

scotsbob

EdGasket wrote: »

Looks also like the RAC have left themselves wide open to abuse because anyone who fancies a replacement key can just say 'oh dear I've lost my key', or have I missed something?

Looks like they have got that covered judging by your last post. "we will arrange and pay for".


That suggests they don't just hand over any money but arrange for the replacement themselves.

forgotmyname

EdGasket wrote: »

Please read the terms instead of making innane comments:

Quote from page 10:

"Covered
If during the policy period your own keys are lost, stolen or broken, we will arrange and pay for the following services up to £1,500 in any one policy year:
1.
locksmith’s charges;
2.
new locks of the same standard if we assess, acting reasonably, there is a security risk;
3.
up to 3 keys per lock of the same standard - depending on how many are lost, stolen or broken;
4.
reprogramming of the electronics so your locks, alarm and immobiliser still work;
5.
a Hire Car up to £35 per day for up to 3 consecutive days or up to £80 for alternative transport to keep you going while we attend to the keys for your vehicle. Please see Hire Car terms on page 6."

innane comments? It was a QUESTION (DUH!!!) hence the ???

The link the OP put didnt mention anything about the replacement locks etc. hence my QUESTION...

EdGasket

Well it would be pretty pointless providing a key that didn't fit the locks or matched the immobiliser.

EdGasket

scotsbob wrote: »

Looks like they have got that covered judging by your last post. "we will arrange and pay for".


That suggests they don't just hand over any money but arrange for the replacement themselves.

So what are you saying?
I was suggesting that some scammer could get him/herself a spare key on the cheap by just claiming to have lost the original; not make money out of it, just get a spare key for a fraction of the cost they'd pay if they had to buy it themselves.