To wait or not to wait

jdw2000

I didn't bother drip feeding. Just chose two global funds and put all my investable cash into them. Job done.

richyg

The issue is clearly psychological. I thought about it a like having a % of your money in the swimming pool and a % outside.

Your drip feed of percentages into the swimming pool from 0%-X% eg 50%-50% eg by 5% increments - is illogical to someone who is sitting in the swimming pool invested at 50%-50% (turbulent as it may be rising and falling day by day).

Because whilst you think you maybe de-risking (possibly) - by going 5%,10%,15%,20% every month......50% in the end you will be sat at 50%-50% equity / non equity in the swimming pool. Where these other people are bobbing about now.


ie In ten months you will be there anyway - at that risk level - so given that we cant predict the future and it bobs up and down, you might as well just jump in (at a risk level you are comfortable with) 50%-50% , 80%-20%. i.e. that is the % you want to be comfortable with as that is you end position you will find yourself in irrespective of any mind game of drip feeding.

R

bigfreddiel

Article 50 trigger is already built in to the market, it will have a minimal affect.

Of course you could wait till article 50 is triggered, nothing happens and you're just about to invest, when, Greece will go belly up and you decide to wait and see what happens, or the Russians occupy Syria, so again you wait another six months. And so on.........

Just invest now or don't bother

fj

Random47

In 2014/5 I investigated drip feeding portfolio for wife & I. Regards volatility I had same concerns about when to invest (or start) roughly this time last year with Greece. I delayed, then one thing after another did not invest until October this year.

Ultimately I lost a full year in the market year in the market (which included a few months purchases at lower unit values for the funds I have now invested in).

As has been said many times. History shows:

ITS TIME IN THE MARKET not TIMINIG THE MARKET