How much should I be paying rent to my Mum?!

Tammykitty

Does your mum work?


Would she be getting housing benefit to cover the rent if you weren't living there?

Farcasting

I think that's way to high, £200 a month would be reasonable

Jack1991

£150 a week is too much.. in my opinion! I pay £520 a month for a brand new 3 bed semi.
Of course it depends on other factors but your only 20 I would say 200 at the most.. I mean how can you save if more than half your income is going on rent one of the main factors of living with your parents should be it enables your to save!
Dont think I would ever charge my kids rent when they are older (Maybe a little bit if they worked full time) unless of course they started taking the !!!! with things.

KiKi

Hannurh wrote: »

Yes, the rent for the house is £750 of which I am paying £150 a week. Nope this isn't a mistake,, this is how much she's asking. :') My Dad and I worked out how much gas, heating etc would cost and it came to £135 a month, so if we split that, it'd be £75 a month.

Even if she wasn't your mother, that's wrong. Just wrong. At worst, consider it a house-share and 50% of the rental is less than that.

My gas, elec and water come to £70 in a three story, large 2-bed house. £135 is probably too high.

You're also paying for all your food, the TV licence, BB etc...does your mum have a job? Sorry, but I don't think you should be subsidising her choices. The ONLY reason you're paying it is because it's your mum and as her daughter you think you should do that. If she was a housemate, would you agree to paying £150 of £173 each week? Of course not.

You need to sort this (pay 50% at most) - and if I were you I'd move out so you're not under this sort of obligation!

KiKi

fierystormcloud

£150 a week. :eek: Yes that IS harsh. Why does she need THAT much? And what will she do if you leave? That's £650 a calendar month; you could probably live independently in a house share or flat share for that! (Rent, bills, and food included!)

Tell her you won't pay it, but are prepared to give her £75 a week. If she doesn't like it, then start looking for somewhere else to live.

One thing that makes me cringe is when parents depend on their offspring's money to live on (to replace tax credits and child benefits that have been taken away.) If the child leaves, they are screwed. I know several people this has happened to; including one person whose mother has stopped speaking to her because she has moved out to live with her boyfriend, 'robbing' her mother of £400 a month that she used to give her!

Sambella

Perhaps you'd be better off living with your Dad and anything you pay for could actually free up some cash for him to use towards his debt?

I don't see why you cannot live with him if he is in debt unless the house is to be repossessed or something.

You mother is being extremely mean!!!!

helcat26

Seems high. You could probably get a place by yourself for less if you wanted to.


I would say total rent divided by 2 (£375/month), half share utilities bills- gas, water, electric, council tax


Then your choice to buy broadband + your food.


It is not going to come to £600 + food + broadband a month.


If your mum has no income you would be doing her a favour to move out then she could claim some support.


At your age you need to start saving

Sambella

fierystormcloud wrote: »

One thing that makes me cringe is when parents depend on their offspring's money to live on (to replace tax credits and child benefits that have been taken away.) If the child leaves, they are screwed. I know several people this has happened to; including one person whose mother has stopped speaking to her because she has moved out to live with her boyfriend, 'robbing' her mother of £400 a month that she used to give her!

Snap!

As if the parents actually gave the kids 'their' benefits to spend as they please LOL

indiepanda

Unless you are living in an expensive part of London this seems ridiculously high to me. My lodger pays me £600 per month all in (i.e. no bills to pay on top) to live in a nice house in a nice area of SE London in zone 2.

Try looking on https://www.spareroom.co.uk to see what the going rate is in your area, if she won't accept that I would move out. I think it's dangerous to let your mum get too financially dependent on having you home. You might be happy enough living at home at the moment, but one day you will want to spread your wings and the longer she gets used to relying on your money the harder it will be

kingfisherblue

To give a bit of perspective, my daughter paid £40 a week, bills included, until she moved out just over two years ago. She paid the none dependent part of the council tax on top (I get council tax support as I claim Income Support as a carer). She also bought some bits and pieces of food, but not the full weekly shop. She did some of the housework.

Because she paid a fair amount, rather than enough to give me a profit, she was able to save. She and her partner were able to put down a good deposit on a three bedroom semi in a decent area. Their mortgage is less than you are paying in rent to your mum.

I must admit that I kept thinking that I had read the OP incorrectly - I was sure that someone couldn't be charging their own child £150 a week rent (can't call it board as it doesn't include food). I was saddened to hear the OP confirm that her mum does indeed charge this amount. I really thought that it was a typo and the OP meant £150 a month.