Aqua accepted to Decision in post.

A4445

After my mistake thinking the first part of the application was a soft search to give APR, I didn't bother to sign the credit agreement online as I didn't want the card. AQUA sent the credit agreement in the post anyway asking to sign and return :rotfl::rotfl:

I was curious to see what the credit limit would be so I called the number on the letter and they wouldn't give a limit until the paperwork had been returned.

Dandytf

Tt\ext message today.

Aqua card due to arrive not later than 28th Nov'

Cannot consider how to use this card until arrival.

Might attempt some simple home improvements within 6 moths 0% purchases.

Maybe with a little bit ol luck I can cost internal doors, Bathroom/Living room/Bedroom/Kitchen.

Already have a joiner to cut to size a new bath panel from Jan 17.

HarlowC

Aqua do seem to play games with people, should just be a simple yes or no, and why do they not offer a quotation check before making full application?

I'll stick with my barclaycard initial until I'm accepted by main stream lenders

[Deleted User]

Which card did you apply for, some kind of special classic one?

I've got reward but no offer, in tempted to email in and ask for 6m 0%!!!

Glad yours has been confirmed now!! Mine was ridiculously quick turning up, that's why I was thinking I was declined.... seems some are quicker than others!

Dandytf

Somerset_La_La_La wrote: »

Which card did you apply for, some kind of special classic one?

I've got reward but no offer, in tempted to email in and ask for 6m 0%!!!

Glad yours has been confirmed now!! Mine was ridiculously quick turning up, that's why I was thinking I was declined.... seems some are quicker than others!

I applied through totalmoney or ClearScore Elligibility checker type site.

Text states Classic the offer I applied at the time was 0% 6months purchases.

APR I think is higher than the offer site, 40% apr as apposed to 34.9 I think.

Letter last week confirms 0% 6 month purchase, noticed cash withdrawels are 50% -that I wont be taking cash from.

Dandytf

Applied via MSE.com credit elligibility

Aqua
0% spending for six months, plus rebuild your credit

34.9%
Rep APR 95% acceptance chance- as I mentioned slightly higher APR @ 44 or 44.9%

[Deleted User]

Ah yea that's Aqua Classic - so no cashback, but 6 months 0% instead.

You may get a higher credit limit than the reward too (if not now, then when they boost it after 4 months)..... people that pay reward in full on time hit their profit margins due to the cashback, where for classic they at least keep all the interchange fees etc.

Dandytf

Card arrived today. 300 initial limit.

Slightly disappointed its non contactless.
A phone call to activate now for some online registration fun, might even give the much advertised noodle improve a try, though I think I know the answer i.e. Complete dmp late 2019 and see continuous improvement once defaults begin to drop off.

Anthull92

What's this quiz thing I never got one I just got an email saying my card and pin will be with me in the next 5-10 days