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New job = New focus = Still a good life

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Comments

  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Finally bows to peer pressure.

    Sat chinese dumplings.
    Sunday Roast pork (leftover) and yorkies
    Monday sweet sour chicken or f o soup
    Tuesday chips (home alone)
    Wednesday cauli cheese and baked tattie
    Thurs - daube
    Fri poss takeaway.

    Don't need to buy anything aside perhaps chicken for two.

    Lunches all done for the next two weeks
    Brekkies from cupboards.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • rtandon27
    rtandon27 Posts: 6,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Pippilongstocking wrote: »
    Meal plan will be submitted by 11.59pm on Saturday.

    I'm not naming which saturday :P...

    :rotfl::rotfl::rotfl:
    Pippilongstocking wrote: »
    Finally bows to peer pressure....

    What are friends for???:T:T:T
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Hey there thank you.

    Found this interesting blog which some of you might know about - a girl living a 'trash free life'

    http://www.trashisfortossers.com/

    Interesting indeed as we strive for less - sometimes thinking out of the box is necessary.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Online banking link arrived for the new mortgage. Must get that set up and put the first overpayment to it. Even if its a penny or two it all adds up and look at EH here paying off a squillion years early.

    Dreams do come true you just have to work bloody hard at the plan.

    First step set up online banking and pay the first £1 over.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • EssexHebridean
    EssexHebridean Posts: 24,714 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Pippilongstocking wrote: »
    Finally bows to peer pressure.

    Sat chinese dumplings.
    Sunday Roast pork (leftover) and yorkies
    Monday sweet sour chicken or f o soup
    Tuesday chips (home alone)
    Wednesday cauli cheese and baked tattie
    Thurs - daube
    Fri poss takeaway.

    Don't need to buy anything aside perhaps chicken for two.

    Lunches all done for the next two weeks
    Brekkies from cupboards.

    I'm sorry, WHAT soup?! :rotfl::rotfl:

    Absolutely loving Tuesday's dinner though! :T

    Very glad to hear the waggy ones behaved themselves at work yesterday too.

    Takes a bow on the mortgage thing. Remember ours was relatively small - only just over 100k when we started, but on the other hand we didn't get the benefit of the low interest rates there are out there now - lowest ours got was the final 5 years at 4.34% I think it was. HOWEVER - I'll still have to say - get the OD's shifted BEFORE thinking about the mortgage - otherwise you'll just be sending yourselves round in circles. :o If I remember rightly we compromised by setting a £10 p/m overpayment to start with to scratch the mortgage-itch whilst clearing that loan down first.

    That blog looks interesting - I shall go for a mosey on there!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Cheery_Daff
    Cheery_Daff Posts: 17,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Pippilongstocking wrote: »
    How soon can you get here.

    :)

    :rotfl: :rotfl: You've not been to my house, have you...? :D :rotfl: :rotfl: Don't think I have the temperament to be a cleaner :D :rotfl:

    Well meal-planned :j :j Very impressive. Mine currently looks something like this:

    Saturday - takeaway
    Sunday - at family do so probably stuff in something there
    Monday - staying late at work then off to pal's house so might grab a butty on the way
    Tues - dunno, maybe pizza
    Weds - going on holiday straight from work so likely go out for a curry when we get there :D
    Thurs - dunno, still on holiday
    Fri - again, probably doughnuts and ice cream or something :rotfl: :D
  • EssexHebridean
    EssexHebridean Posts: 24,714 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sod your cleaning abilities Cheery, but I like your meal planning tactics! :D:rotfl:
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Cheery_Daff wrote: »
    :rotfl: :rotfl: You've not been to my house, have you...? :D :rotfl: :rotfl: Don't think I have the temperament to be a cleaner :D :rotfl:

    Well meal-planned :j :j Very impressive. Mine currently looks something like this:

    Saturday - takeaway
    Sunday - at family do so probably stuff in something there
    Monday - staying late at work then off to pal's house so might grab a butty on the way
    Tues - dunno, maybe pizza
    Weds - going on holiday straight from work so likely go out for a curry when we get there :D
    Thurs - dunno, still on holiday
    Fri - again, probably doughnuts and ice cream or something :rotfl: :D

    :rotfl::T:rotfl::T

    I think the dogs had voted for you to come and keep them company and read to them, hand out bonios,, no actual cleaning.

    :A

    Love the meal plan.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    edited 6 November 2016 at 10:59AM
    EssexHebridean wrote: »
    I'm sorry, WHAT soup?! :rotfl::rotfl:

    Absolutely loving Tuesday's dinner though! :T

    Very glad to hear the waggy ones behaved themselves at work yesterday too.

    Takes a bow on the mortgage thing. Remember ours was relatively small - only just over 100k when we started, but on the other hand we didn't get the benefit of the low interest rates there are out there now - lowest ours got was the final 5 years at 4.34% I think it was. HOWEVER - I'll still have to say - get the OD's shifted BEFORE thinking about the mortgage - otherwise you'll just be sending yourselves round in circles. :o If I remember rightly we compromised by setting a £10 p/m overpayment to start with to scratch the mortgage-itch whilst clearing that loan down first.

    That blog looks interesting - I shall go for a mosey on there!

    French Onion :rotfl: the fella is heading to france soon so testing his menu on us.

    And yes, deeply sensible of course, I'm charged with largely sorting myself out financially the overpaying section of this establishment will be using the overpay instead of the 'pay now' in the online guitar shop.

    Did I mention we have a new baby guitar in the flock.

    :rotfl::rotfl::rotfl:

    Ours started around the 200 mark - its now down a fair chunk with two years payments and remortgaging took it down by years a bit further too. Tracker though so whilst tis good right now we need to be canny and watch it.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    edited 6 November 2016 at 11:16AM
    Working on report today again - man I love a 7 day week (NOT).

    Be glad when this is over, ironic really as I'd been dumped with it again (not my turn) and had offered loads before the job started as, well, you know I'd have less time.

    Hey ho, got this dumped on me at 9pm the day before my new job started never a dull moment.

    DS away to work, DH working on his MSc so essentially here it feels like a monday.

    Heating pump decided to turn its toes up the the heavens. Engineer out on Monday so be thankful this isn't smellivision.

    Grannies pancakes for breakfast (no EH not those English sort or American ones :p) which were fluffy and fabulous.

    Pan fried prosciutto and maple syrup covering Italy, Canada and Scotland in one plateful.

    :T

    The new cooker is a hit all round.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
This discussion has been closed.
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