Uninsured car, accident not at fault..

Mr.Generous

Blackbeard_of_Perranporth wrote: »

This is a case in point for auto renewal of insurance. This way you remain covered, whatever happens. My insurer writes to me, telling me each year what the cost is to be, and if I agree, I do nothing more. If I change, all it takes is a phone call.

And when I have been involved in a minor skirmish, my insurer deals with it. That us what I pay for.

I had auto renewal on annual travel policy, got email of price, then got email confirming cover. A year later when I tried to renew it turns out they never took the payment, regardless of email confirmation it was up to me to check apparently. luckily no claim required but we did trave to USA uninsured :mad: unknown to me. I don't trust auto renewal !!

Blackbeard_of_Perranporth

Mr.Generous wrote: »

I had auto renewal on annual travel policy, got email of price, then got email confirming cover. A year later when I tried to renew it turns out they never took the payment, regardless of email confirmation it was up to me to check apparently. luckily no claim required but we did trave to USA uninsured :mad: unknown to me. I don't trust auto renewal !!

And your point?

eddddy

Mr.Generous wrote: »

I had auto renewal on annual travel policy, got email of price, then got email confirming cover. A year later when I tried to renew it turns out they never took the payment, regardless of email confirmation it was up to me to check apparently. luckily no claim required but we did trave to USA uninsured :mad: unknown to me. I don't trust auto renewal !!

That's not really anything to do with auto-renewal.

An incompetent insurer could make that the same mistake if you renewed by phone, or renewed online, or renewed by post - or even if it was a brand new policy.