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Student Finance won't help me out when I need it?

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  • Taiko
    Taiko Posts: 2,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Advice remains the same as per your previous thread. Your excuse about him not knowing his income wears thin as well, especially considering it is based on a previous year, thus he will have the documents somewhere. Alternative, a call to HMRC would give him everything he needs to know.

    Everyone here has given you sound advice of what you need to be doing, and I'd recommend you take that on board.
  • sheramber
    sheramber Posts: 22,550 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Perhaps he has something to hide about his income figure.
  • Bogalot
    Bogalot Posts: 1,102 Forumite
    So even coming from a family with plenty of money to help you, you'd rather take money from those who have no other option but to use the hardship fund?

    I'd love to be the assessor on this one!
    Jlawson118 wrote: »
    I'm a major fan of Apple and I've got an iPad Air 1, iPhone 7 Plus and a MacBook Pro already so having them connect up to each other with iCloud and things has always come in handy over the years.

    For the past year though, I've been contemplating getting an iPad Mini. I've just seen them around and they seem a much more reasonable size than the larger iPads now, and it would seem much more convenient to carry around for little games, and note taking in university.

    But now I'm curious about the iPad Pro models, I like the look of the drawing capabilities and everything, so I'm kind of hoping they'll even release a 'Mini Pro' at their announcement tomorrow. But if not, I see the surface can do the same things, yet it has USB ports, and I'd be able to run Adobe software like Photoshop and Premiere Pro on the go. And that's the major thing for me really. You don't really get full software like that with Apple, it's more Adobe's smaller versions like you can only colour correct in Photoshop, or put clips onto a timeline on their version of Premiere. Although I do use these on my MacBook.

    Yet would the Surface be capable of running such software? The TV advert seems to think so.

    Opinions? :)
  • Taiko
    Taiko Posts: 2,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    In my assessing days, I had a student asking for extra money, despite the parental income being in excess of six figures.

    They received a letter back, explaining exactly why the regulations did not permit us to award them any additional funds.

    Oh, and I wrote it so that the first letter of each line spelt out "F*** off".
  • Jlawson118
    Jlawson118 Posts: 1,144 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    So even coming from a family with plenty of money to help you, you'd rather take money from those who have no other option but to use the hardship fund?

    My family hardly have a lot of money..my mum works part time and barely even makes ends meat per year, my step-dad on the other hand does work here and there but it's a struggle. Though my grandparents have savings from when they used to work but they spend it on themselves and I don't blame them. But my grandma has this thing about spending money before she passes away so that it doesn't get into the wrong hands, and she has good reason for that.

    Buying me a car and things is to try and give me the best start in life. But right now that doesn't mean I come from a rich family whatsoever. It's not like I would just go up to her and ask to borrow a few thousand pounds. It doesn't really work like that and it's impolite..
  • missbiggles1
    missbiggles1 Posts: 17,481 Forumite
    10,000 Posts Combo Breaker
    Taiko wrote: »
    In my assessing days, I had a student asking for extra money, despite the parental income being in excess of six figures.

    They received a letter back, explaining exactly why the regulations did not permit us to award them any additional funds.

    Oh, and I wrote it so that the first letter of each line spelt out "F*** off".

    Love it! :T:T:T:T
  • missbiggles1
    missbiggles1 Posts: 17,481 Forumite
    10,000 Posts Combo Breaker
    Jlawson118 wrote: »
    My family hardly have a lot of money..my mum works part time and barely even makes ends meat per year, my step-dad on the other hand does work here and there but it's a struggle. Though my grandparents have savings from when they used to work but they spend it on themselves and I don't blame them. But my grandma has this thing about spending money before she passes away so that it doesn't get into the wrong hands, and she has good reason for that.

    Buying me a car and things is to try and give me the best start in life. But right now that doesn't mean I come from a rich family whatsoever. It's not like I would just go up to her and ask to borrow a few thousand pounds. It doesn't really work like that and it's impolite..

    If that's true, it's even more amazing that you'd take thousands of pounds from your grandmother for luxury items when your parents are struggling, much less that you would be living at home without paying your way.
  • Jlawson118
    Jlawson118 Posts: 1,144 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    Poppy9 wrote: »
    It absolutely is the point. You didn't need a £6k car. You live at home and I'm guessing you don't pay board. So with the minimum loan for a student not based on parental income and living at home it's over £3k per academic year. So that's £300 a month. From this you spend a third on petrol. £50 a week for socialising and any other uni expenses is what most students are living on.

    My DD lived away. Rent was £400 per month, bills another £50. Plus food, travel, books etc. Student loan didn't cover all this as she had to pay rent for 12 months a year. We helped her out but not by giving her a £6k car to make it easier for her to get to Uni, supermarket, travel home etc. Yes public transport is unreliable but knowing this she just had to set off early. She finished uni with money still in her bank account as she knew she had to live within her means.

    You are coming across as spoilt. You have a gran who gave you almost £10k in one year and you are annoyed that Student Finance won't bail you out too. Student finance are not going to change their mind, they have rules and that's it.

    You need to learn to budget, to make a packed lunch to take to uni. etc.

    I don't how how many times I set off early last year to get there on time, yet the early bus would turn up at the time the next bus was meant to turn up and get stuck in traffic in rush hour then. I was half an hour late to a major exam and I was lucky they let me in. I went for the earliest bus too.

    Whether my grandma bought me the car or not, I'd have bought myself one for cheap, but she argued with me that she didn't want me buying a cheap one because I'd spend more money on repairs. I literally argued with her that I need to fend for myself. And I had a lot of savings too that went onto the insurance and everything too so it's not just come from her.

    And by no means am I being spoilt, nor am I annoyed at student finance, I was just asking for a bit of friendly advice here but it got a little heated. Although university has become rather expensive this year, I've ended up buying books, equipment and the money has just gone. Last year, the university awarded me a scholarship for good grades and this was £2000 so that helped me out a lot but that hasn't continued this year, because the same did happen to me last year, minus the car..
  • Jlawson118
    Jlawson118 Posts: 1,144 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    If that's true, it's even more amazing that you'd take thousands of pounds from your grandmother for luxury items when your parents are struggling, much less that you would be living at home without paying your way.

    I'm hardly just taking items from my grandma now am I? When she insists on getting me these things and hates it when I argue back with her over it. You're getting a bit personal now. And despite my parents struggling, she's spent about the same amount on my mum just the same.

    And I'd happily pay my way at home, but right from the beginning my step-dad insisted he pays my side of the bills seen as he refused to fill in the Student Finance form even back then. I've started drifting off with finances and paying my own way, like my phone contract for example. I'm trying to be independent here. But everyone in my family is trying their hardest to support me and this was originally asking what my next steps are for helping me with my living costs, so travel, books, other equipment etc..not what my grandma gives to me and my family
  • Andypandyboy
    Andypandyboy Posts: 2,472 Forumite
    I am not sure why you should be having this issue. Our youngest is at University and on minimum loan due to our income. All we pay is his rent and a bus season ticket. From his loan he pays for everything else. You live at home and have all your food/bills paid for so how are you any worse off?

    I appreciate that if your stepfather won't fill in the forms it is irritating but you are not in a bad position regardless of that. There are many students much worse off.
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