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EH - Essex > Hebrides...the next step of the adventure?

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Comments

  • foxgloves
    foxgloves Posts: 13,346 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Have a fabulous time up north, @EssexHebridean. I'm sure you'll find something to enjoy every day. On our holidays (which is helpful for the budget!), I often find these are completely free moments of joy......
    things like seeing first ever avocet walking up to us across the mudflats, finding a new hagstone or more pieces of sea-glass on the beach, watching a storm out at sea, etc. I'm easy to please these days, aren't I?
    F x
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • beanielou
    beanielou Posts: 99,789 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy happy holidays. 
    Enjoy muchly. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • savingholmes
    savingholmes Posts: 29,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your holiday 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
    3) Mortgage neutral by 06/30 (AVC £42.2K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 48.2K of £127.5K target 37.8% 24/5/26 (If took bigger lump sum = 70.1K or 55%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.6K updated 16/5/26
  • RelievedSheff
    RelievedSheff Posts: 12,977 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Happy holidays.

    We have found on our travels that fuel prices are all over the place at the moment. 

    We paid £1.75 per litre for diesel at one of our local stations before we set off. But saw prices as high as £2 per litre on the main routes.
  • milann
    milann Posts: 11,767 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Enjoy your trip 👍
    January spends - £587.58
  • Hope you have a fabulous time!! 🥳😁
    'Happiness is not a destination but the journey you walk every day'

    Jan GC: £74.77/£100
    DNF: £1471.53/£6700
    Garden sections: 0/21

    DNF: 3/45

    Save 12k in 2026: #37 £1471.53/£6700

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • Have a great time , wave when you pass through north west if you go that way. 
    Life is an adventure, never stop exploring.

  • MrsPorridge
    MrsPorridge Posts: 2,936 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy holidays
    Debt free and Keeping on Track
  • themadvix
    themadvix Posts: 9,562 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Have a lovely holiday!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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