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EH - Essex > Hebrides...the next step of the adventure?

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Comments

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I did notice that MrEH had used up the last of a tub of soft cheese from the fridge over the weekend - I didn't ask whether it was OK as it's been in there weeks and was only still there because I'd not got round to throwing it away...oh well,, he's not dead yet so it must have been OK! 

    ...

    I kind of splutter-snorted at this.  I'm glad I wasn't in public.

    How annoying about the tap.  These things don't usually break themselves in that manner.
    Mortgage at 12/07/2022 = £175,000
    Mortgage at 31/03/2026 = £154,976.87
    300 256 payments to go.
    House buyout fund £26517.34/£36,000
  • foxgloves
    foxgloves Posts: 13,346 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The Red Arrows have been flying over our village this afternoon. Rehearsing I think, as there has been a Hurricane out on exercise too. Mr F identified that......I must confess that despite growing up in an RAF family, I can only identify the Red Arrows....everything else is just 'a plane'. We are close to the Lincs borders so we do see them occasionally.
    F x
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • Cheery_Daff
    Cheery_Daff Posts: 18,425 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh how annoying about the tap! Quite clearly it was something they did 😠 Fingers crossed for an easy fix.

    Fingers also crossed for a foldy bike service - my Brompton needs a new gear hub and I've yet to find anywhere local that will do it 🙄 Need a concerted effort of ringing round I think. They're unusual, but they are still just a bike! 
  • beanielou
    beanielou Posts: 99,789 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Boo to the tap.
    Hope it is resolved.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • savingholmes
    savingholmes Posts: 29,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nice that you can put your inheritance towards a hobby that you love. A nice way of honouring her.

    Enjoy the shows as always - sure you will. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
    3) Mortgage neutral by 06/30 (AVC £42.2K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 48.2K of £127.5K target 37.8% 24/5/26 (If took bigger lump sum = 70.1K or 55%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.6K updated 16/5/26
  • milann
    milann Posts: 11,767 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    How lovely that your aunt left you something. Enjoy the new camera when you get it. Hope you’ve had the tap sorted by now. 
    Have a great weekend. 
    January spends - £587.58
  • lucielle
    lucielle Posts: 11,847 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love the cream cheese comments, that's the sort of thing I'd do!  Hope the tap gets mended quickly and easily.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,847 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done with the on going battle of the utility company.  Very jealous of your Hebridean trip, we won't be heading north until November at the earliest.
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your trip.

    Glad tap sorted.

    Annoying about the energy refund - but a cautionary tale for the rest of us...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
    3) Mortgage neutral by 06/30 (AVC £42.2K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 48.2K of £127.5K target 37.8% 24/5/26 (If took bigger lump sum = 70.1K or 55%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.6K updated 16/5/26
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