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EH - Essex > Hebrides...the next step of the adventure?

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Comments

  • foxgloves
    foxgloves Posts: 13,345 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    That sounds like a pro-active intervention, @EH. I'm sure part of the problem is lack of knowledge re IPF. My Dad really struggled to walk halfway across the ward during his physio/OH sessions, but because he was still managing the stairs before he collapsed, he kept being told 'Wow, if you can do stairs, Mr Foxgloves' Dad, you can do this little walk' but he couldn't & it was sad for us to see & demoralising for him to keep 'failing' at something he was simply no longer able to do. The collapse was because his lungs had taken a significant turn for the worse. I hadn't even heard of the illness before Dad's diagnosis. I think it gets lumped with kind of generic lung illness & breathing problems, when in fact it is quite a swiftly progressing disease which severely hampers mobility. 
    The right care for the right stage of the illness is so important. It sounds like you've made inroads with this by speaking to the Dr.
    Thinking of you.....you know I've been there.
    F x

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • Glad you've finally found someone to listen @EssexHebridean! Hopefully things will improve now - I've got everything crossed for you 🤞
    'Happiness is not a destination but the journey you walk every day'

    Jan GC: £74.77/£100
    DNF: £1471.53/£6700
    Garden sections: 0/21

    DNF: 3/45

    Save 12k in 2026: #37 £1471.53/£6700

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • savingholmes
    savingholmes Posts: 29,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you found someone that listened. So sad that your Dad has had unnecessary suffering.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
    3) Mortgage neutral by 06/30 (AVC £42.2K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 48.2K of £127.5K target 37.8% 24/5/26 (If took bigger lump sum = 70.1K or 55%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.6K updated 16/5/26
  • Sun_Addict
    Sun_Addict Posts: 25,561 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So sorry to hear about your dad. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • RelievedSheff
    RelievedSheff Posts: 12,977 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Sorry to hear about your dad.
  • savingholmes
    savingholmes Posts: 29,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So sorry to hear your news. Sending hugs and prayers for peace 🙏 and comfort at this time
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
    3) Mortgage neutral by 06/30 (AVC £42.2K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 48.2K of £127.5K target 37.8% 24/5/26 (If took bigger lump sum = 70.1K or 55%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.6K updated 16/5/26
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry to hear about your Dad, EH.  Will be thinking of you. 
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • MrsPorridge
    MrsPorridge Posts: 2,936 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sending my condolences to you EH x
    Debt free and Keeping on Track
  • MeandO
    MeandO Posts: 3,373 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I've only read the last few pages of your diary EH, but I was really sorry to read about your Dad. Sending you and your Mum lots of love. As a family, we've experienced similar issues of neglect and poor care of my Mum at our local hospital over the years so I can sympathise with you on that one too. xx
    Mortgage at highest: £132,500 Now: £51,116.06
    Mortgage OP’s: £26,363.96
    OP targets 2026:
    Sub a/c 1: £962.33/£2402.79
    Sub a/c 2 £1479/£1479 ✅
    Sub a/c 3: £1062.15/£1062.15 ✅
    Sub a/c 4: £750/£750 ✅
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