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EH - Essex > Hebrides...the next step of the adventure?

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Comments

  • beanielou
    beanielou Posts: 96,923 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    EH~~My old FF was SO noisey.
    My new one is a Samsung indeed. 
    But someone ~Relieved Sheff? said hers was noisey & is a SAmsung.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • greenbee
    greenbee Posts: 18,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Beanie - my Samsung makes a few creaks and groans, but isn't particularly noisy (and I rarely have any background noise from the radio, and don't have a TV). 
  • savingholmes
    savingholmes Posts: 29,089 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's reminded me I need to do the same in the kitchen. I have a grease patch above the oven hood. I need to get up there as I wonder if it came loose
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Cheery_Daff
    Cheery_Daff Posts: 17,709 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Excellent work there tackling those little annoying things! I'm definitely starting a small things list once all my big things are out of the way 😁
  • Unsure if you're ready for that step yet, but have you seen the bungalow in Lochmaddy up for auction? Looks like it needs quite some work, but with 12KW of solar and 16Ha~ it looks quite promising. (Price of Tesla powerwalls notwithstanding!)
  • greenbee said:
     ( I don't have banisters on the landing, the stairwell has bookcases instead - cheaper, more useful, less dusting)  
    Eek! That would be illegal in Scotland as a breach of building regulations.  Elderly people can easily stagger into bookshelves...🤔
    Credit card One :£926.60( Oct 21 )(Nov 21 vet bill disaster), £999(Jan 22), £974(Feb 22)
    Credit Card Fl :£739.26 (Oct 21)£763 (Nov 21) , £590(Jan 22), £298(Feb 22)
    Savings target C.U.  £1000(£410 Oct 21)(£610 Nov 21)
    Savings target Bank £500  (£10 Oct 21) (£50 Nov 21)(£60 Jan 22)(£80 Feb 22)
    Credit Union loan paid off. Now for the funeral plan...
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