📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

EH - Essex > Hebrides...the next step of the adventure?

Options
1910121415311

Comments

  • Mysteek
    Mysteek Posts: 232 Forumite
    Part of the Furniture Debt-free and Proud!
    Your journey sounds so exciting Essex, although I haven't been able to read all of your diary yet as MSE keeps freezing and refusing to let me open some of the pages!! I'd like to subscribe if I may x
    MFIT #73 - Pay all mortgage off in 3 years[STRIKE] £46,400[/STRIKE]£34,295 PAID £12,105
  • bugslet wrote: »
    I feel there is a small sub-club of - shall we say - pragmatic, realistic? - house cleaning operatives on here:o:D

    Oh yes - very much so! Why do you think my 15 minute bursts of housework feature so regularly?! :rotfl: I'm essentially a lazy moo when it comes to all things houseworky so this is the only way I can keep on top of it!

    Caz I'd LOVE to have cleaners, but I know that I'd be up until the early hours the night before they were due cleaning things up ready for them...think that MIGHT be counterproductive! :D

    Absolutely identify with the cat hair/duvet thing too - I used to find a cheap roll of sellotape wrapped around my hand was about the best way of shifting as much as this at a time as possible. Also the addition to the end of the bed of a very cheap fleece blanket...which I shamelessly binned and replaced on an occasional basis, to save the strain on the washing machine! :o

    Mysteek welcome in - was it the mention of our generally slovenly approach to housework that lured you in?! :D:rotfl:

    Greying you saw through my plan! :rotfl: Definitely a great place to be, although I didn't get the view forwards, I did get a clear view to the side with relatively little interference from the wing and it's struts.

    Meal plan is still fluid. In fact a lot more fluid than the marvellously thick veg soup we had last night! :p That got augmented with roast sweet potato and the remainder of the merguez beans in the end, and MrEH used up the last bit of one of the loaves of posh bread from the weekend with his too. Tonight will be chicken and veg stir-fry, and tomorrow we have the pasta & sauce, so kind of back on track. Thursday is currently a mystery. I'm hoping something springs to mind. :o

    OnePoll has netted a couple of 10p surveys this morning, and I've done a couple of campaign activities on my Orchard membership to keep them happy, too. I'm surprisingly up to date with office work for the first time in a long while - have asked himself in the office several times for more work but he's not come up with anything yet so am employing the "make myself look busy" approach for the time being to avoid Madam's EVIL pile of filing. Some of it goes back years and will require digging files out of storage, which in turn will stir up more dust than my poor lungs can handle at the moment. :(

    Got an email through from Clubcard last night suggesting that if I swap over to electronic CC statements they'll give me fifty points so I'll be doing that at lunchtime. the paper vouchers just add to the clutter on the fridge anyway, and with the "dubious" upstairs neighbours we currently have, it worries me that if the envelope drops through their door by mistake, the beggars will spend them! :mad:

    Heating is turned down a notch as the temperature has risen a notch. Must try to remember to do a reading tonight - I try to do the electricity fortnightly in the colder months to help with keeping a track. In any event the online account currently shows £183 credit - which is a great way to go into the winter. I know if it turns very cold our use will go up to around £3 per day, so if we have a really cold December, January and February, we'll potentially use this amount. Next month's bill would in theory be higher as the heating is now on, but in fact some of that will be cancelled out by the fact that the last one was off the back of estimated readings, which were over-estimates. Confused yet?! :rotfl: If we still have credit by February or March I'll ask for a chunk of it back, rather than letting them reduce the DD again, I think.

    *Having checked the weather, I need to make a mental note to turn the front room storage heater back up again on Thursday, I think*
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Mysteek
    Mysteek Posts: 232 Forumite
    Part of the Furniture Debt-free and Proud!
    Mysteek welcome in - was it the mention of our generally slovenly approach to housework that lured you in?!


    Ha ha, no I need to hang out with people who have paid their mortgage off in the hope it will rub off on me :rotfl::rotfl::rotfl:
    MFIT #73 - Pay all mortgage off in 3 years[STRIKE] £46,400[/STRIKE]£34,295 PAID £12,105
  • Mysteek
    Mysteek Posts: 232 Forumite
    Part of the Furniture Debt-free and Proud!
    My quote thingy not working
    MFIT #73 - Pay all mortgage off in 3 years[STRIKE] £46,400[/STRIKE]£34,295 PAID £12,105
  • bugslet
    bugslet Posts: 6,874 Forumite
    I'm surprisingly up to date with office work for the first time in a long while



    Don't understand. I haven't seen my desk since 1995, the year we moved in here....

    I end up in Tescos most days and always end up swiping some of the till receipts from the self serve, must get about £30.00+ of clubcard points every week.:D Get terribly excited when it's a £20.00 one - anorak's beige obvs:rotfl:
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 15 November 2016 at 4:44PM
    bugslet wrote: »

    I end up in Tescos most days and always end up swiping some of the till receipts from the self serve, must get about £30.00+ of clubcard points every week.:D Get terribly excited when it's a £20.00 one - anorak's beige obvs:rotfl:

    I NEVER remember to do this! Probably a combination of only generally being in store a couple of times a week, at most, and rarely using the self-serve tills.

    Bank just checked - looks like we're ahead of where we were at this stage last month, money wise, always good. My personal account is also untouched for cash withdrawals so far this month. I DID take £4 from my tin at home the other day, to be sure I had some money when we went to Duxford. That's now been transferred over to my "Airshow" savings account.

    Purse is down to almost nothing. Cups of tea at Duxford saw off the £4, and I needed deodorant yesterday - that was £3 but I got a £2 coin in my change so that'll be going into the Pig when I remember. A bit over £5 has been transferred from my personal account and the joint account into the VSP to take account of the "odd" amounts in those. I round down to the nearest £5 level each time I log in. VSP is now creeping closer and closer to £300 for the year but I'm not convinced I'm *quite* going to get there before the end of November.

    Spendiness has happened here today as well - Airshow tickets for one for next year for me and Claire - we often club together to buy tickets to save on booking fees, she'll transfer the dosh to me when the CC bill becomes due so all good.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Bugslet - are you scanning in the receipts at the self serve? Or do you have to take them to customer services?

    I wish my account didn't have any withdrawls, unfortunately we needed some basic food so I went to Tesco and got £9 worth of bits on my debit card. I have .13p in my purse, which is a good thing because if there is money in there it will get spent.

    I saw a house that looked like it might have been a prefab, but it was all on it's own. There was a matching pre-fabby garage. Are prefabs only in sets?
  • bugslet
    bugslet Posts: 6,874 Forumite
    @misty, can't scan them at self serve, so I just take them when I pay at a till when I do a big shop.
  • Absolutely identify with the cat hair/duvet thing too - I used to find a cheap roll of sellotape wrapped around my hand was about the best way of shifting as much as this at a time as possible. Also the addition to the end of the bed of a very cheap fleece blanket...which I shamelessly binned and replaced on an occasional basis, to save the strain on the washing machine!

    Oh, there is a throw on the end of the bed, but being cats the little ****ers rarely sleep on that bit! They curl up next to me instead which I guess saves on hot water bottles :)
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • bugslet wrote: »
    @misty, can't scan them at self serve, so I just take them when I pay at a till when I do a big shop.

    Thank you bugslet. I thought you had to take them to the customer service desk. I've done a few there before and the staff started getting a bit twitchy about having different receipts for the same day. Do the cashiers ever say anything or do they just add the points for you?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.