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The Simple Bare Necessities feat. Gratitude & Recipes
Comments
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Great news on progress on the challenges there Greying - but flipping cheek of Mr Greying telling you you need to save that £10 back when his poor research nearly cost you an extra £57 the other day, if you don't mind me saying so!
It's soup weather again isn't it. Not at all surprised you've gone down that line if the weather with you is anything like we have here! :eek:🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
Balance as at 31/08/26 = £ 84,500.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Hi Greying
please don't beat yourself up about a convenience purchase. It's up to us how we spend our money and time and I think time is the more valuable of the two
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
Don't beat yourself up.
None of us can be on it 100% all of the time.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.0 -
EssexHebridean wrote: »Great news on progress on the challenges there Greying - but flipping cheek of Mr Greying telling you you need to save that £10 back when his poor research nearly cost you an extra £57 the other day, if you don't mind me saying so!
It's soup weather again isn't it. Not at all surprised you've gone down that line if the weather with you is anything like we have here! :eek:
Ha Ha, dearest EH - thank you for leaping to my defence! However, whilst that is what he said, what I haven't conveyed in my writing it down is the tone in which he said it, which was actually much more supportive than how I made it sound - Guilty as charged! He was with me when we bought the microwave, and could see both sides, ie, we were there, pick it off the shelf, pay, go. But also knows (in hindsight) how notionally 'close' the other shop is. However, when you factor in we had BG with us, it was raining, and we would realistically have had to move the car from where we were (microwaves are pretty heavy things when you start carrying them for more than several steps, I've found), round several mini roundabouts and into a different car parking section.....I think he just said it to make me feel better - in that I 'lost' £10 on this, but I could gain £10 on the next purchase.
But thanks for your support EH - you're so kind:T
And I have started doing my research for the next purchase
I forgot to say, I did manage to get some basmati rice in mrS yesterday for my 'target' price of £1 a kilo. Had to buy a 10 kilo bag though, which is not a problem from useage point of view, but I'll have to see if I can manage the 'investment' out of my grocery money, or whether my 'bulk' buys budget heading goes £10 further into the red. I'm hopeful I can absorb it.
Well, we've been out and about today. Necessary appointment, enjoyment of the library, reduced/YS shopping and a picnic at a local heritage spot :j Not too shabby. i hope that the Lancastrian strawberries that I bought reduced for 70p from m&$ are luverly - there were punnets and punnets of them. 400g normal price £2. Crazy weather to blame I guess. The library in the town where we went is great. I raided the cookbook shelves again! I was somewhat surprised to see that the books that i borrowed last time were back on the shelf. I returned them to my local library (you're allowed to do that), and thought they might have taken the opportunity to do a bit of stock rotation. Never mind, I've got sufficient literary 'fodder' to keep me going. Even if I don't copy out a SINGLE recipe!!! :rotfl:
Right, I had better get and have a ganders at this recipe, as it is new to me and I don't want to get caught out with missing ingredients or find out I was supposed to put something on to soak last night....... :rotfl:
Ta for popping in and being so supportive. I suppose I'm getting twitchy at spending money so 'freely' and don't want to get reckless - we've saved too hard to do that. I am possibly being a little hard on myself. But do you ever think in terms of, £10 could buy.... or I have to work X hours to earn £Y......?
Greying XGC November 2026 £75.33/£143.00 (MrT £39.71/£55, MrS £20/£60, cash £17.27/£25)
"Low-Vember", credit: @Blackcats
Non-food spend November 2026 £14.19/£80
Bulk Fund 2026 Month 11/12 - £17.64/£20.40 (reducing balance - start £120)0 -
Sounds like you definitely made the right decision about the microwave Greying - they are indeed very heavy (as I know to my cost as I shifted ours from one area to another last weekend - and swiftly realised Mr Cheery had left a cold cup of tea in there, which ended up all down my front...)
I do indeed think '£10 could buy...' quite a lot. Although now I'm not in dire straights like I once was, what I think that about has changed... So I'll happily spend a bit extra on something I was going to buy anyway if, say, I'm on my way home from somewhere and it's late, or soaking wet, or I'm tired or already carrying heavy things. But some things I just won't pay for and would rather go without. Mr Cheery refuses to ever pay more than £1.50 for a cup of tea, and I confess sometimes I would happily pay an extra £1 if it meant I got to sit down half an hour earlier...
:rotfl: 0 -
Good Morning :hello:
Butties in the tupp3rware box, coffee in the thermos, little bit of cash secreted for a surprise slice of cake Natty Trusty place in our sights.
See ya later
Greying XGC November 2026 £75.33/£143.00 (MrT £39.71/£55, MrS £20/£60, cash £17.27/£25)
"Low-Vember", credit: @Blackcats
Non-food spend November 2026 £14.19/£80
Bulk Fund 2026 Month 11/12 - £17.64/£20.40 (reducing balance - start £120)0 -
Have a lovely time GP. Hope it's not as windy with you as it is here. The trampoline had moved itself overnight!0
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enjoy! love an outdoors cuppaJune 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Tend to the part of the garden you can reach
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest0 -
have a lovely day Family Greying! 🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
Balance as at 31/08/26 = £ 84,500.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Oooo - are you staycationing GP?
A natty trust outing mid-week - what a treat!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 *** New projection - Jun 2040 (reduced by 1 years & 3 month)0
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