365 Days to Make a Difference

[Deleted User]

I love it when I get something to test:j. Doesn't happen very often though:(


Fingers crossed for your M&S voucher:)

MistyMountainTop

I rarely get anything to test either. I did get a nice box of biscuits about 2 years ago, but nothing since!

I can relate to your husband and his mum's presents. My hub goes overboard with his family, and I'm not sure why. He'd better after years of my nagging (or maybe he just hides it better :eek:) but there were times when we didn't have money to buy each other gifts and our kids were only getting small tokens for birthdays and xmas, yet he continued to buy bottles of expensive sherry, flowers, £50+ presents and meals out on top of that for his mum and dad. I'm not saying they didn't deserve it, but we did not do the same for my mum and dad and it felt like he was treating them at the expense of our family. He didn't seem to understand why I was resentful. When his mum and dad are involved, the budget seems to go out the window...

Emzilla

Came home from work yesterday evening to an email with my £5 M&S gift card :j. Means the flowers will be £13. I really don't hold any hope of getting enough surveys to get the £10 from Valued Opinions before Monday. £13 is fine though, especially as Panelbase have processed my £11.30 withdrawal, so that should be with me on Tuesday.

I think OH is wanting to leave at 8am, so I'm up to get all my meds done. We've got 100 miles in the tank already seeing as OH hasn't been to work much this week, so petrol should only be £40 max. Hopefully the meal should be around the £40 mark too.

I'll report back tomorrow with the results!!

Emz xx

Palmares

Your two big bills total £1364, which is a lot of cash if you don't have it but not a big sum in the world of credit. If your credit-rating is reasonable and you can find a card that does cash into the bank at 0% - and they are around - borrowing £1500 would clear those two bills and take you a year to pay off at around £120 a month as opposed to the £420 you pay now. The saving per month is around £300 or £3600 over the year! You could split this into two, using half to start whittling away at something else and using half to take the strain off your day-to-days!
Be sure to follow ML's rules on prechecks for eligibility etc.
After a year you should be well up in the game and your CR will have improved ready for year two!
Good luck!

beanielou

Found you again!
Money tipped too

Hope the birthday went as well as it could.
Take care of you

AspiringButAnxious

Sorry you've been feeling low Life just isn't fair, is it? I have the opposite experience to you in many ways: my body is fairly healthy, but the mind prevents me from living the life I would like. Sometimes it feels like giving up would be the best option. However, you are coping incredibly well and your diary is an inspiration to me (and probably loads of other people). You show such strength and dignity in the face of adversity. Your life may be shorter than average, but I bet it's had more of a positive impact on the people around you (and those of us who don't know you IRL) than most people who live into their 70s and beyond. When I'm in a reasonably good mood, I think that those of us who face difficult situations have a calling of sorts — we are showing other people in those/similar situations how they can be dealt with. It might sound stupid and if I'm feeling bad, the idea of helping people sounds preposterous and I wish I had a "normal" life, but it helps me to keep going.

beanielou

I must admit I used to want to be normal~~whatevever that is but now I just think it is what it is.
Not too keen on people saying I am inspirational.
I am just me~~good & bad as that may be.

[Deleted User]

I hope you're OK, Emz:).


You didn't give us the promised update after your OH's Mum's birthday bash. I hope the final costs haven't left you too gobsmacked to report back;)


I hope your money-making is going well:beer:

Former_MSE_Andrea

Hi Emzilla

We love this so much we put it in the weekly email and it's going on our social media this week

Are you using the Money Makeover to help?

Let us know which ones you do and how much they save you!

[Deleted User]

Just dropped in to see if you are OK, Emz.


Seems ages since we heard from you:(. We miss you.