I Want To Be Mortgage Free!

ch4rly2002

I agree, you should be very proud of that figure... look at this way, in the 10 years before you started being a MFW you paid off £16.8k and then in the last year you have paid off over half of that amount. I'll say it again so you realise how amazing your achievement is... in just ONE YEAR you have managed to pay off OVER HALF of the amount you paid off in a whole DECADE!!!!! sorry for the shouty caps but I think you really need to take a moment and realise what an achievement that is Well done!

Jessy103

Thanks ch4rly!! I really didn't look at it that way so definitely putting it in shouty capitals has made me realise that you are right!! I am proud of how far we've come but I find it is easy to dwell on how much is left to go! Thanks though, I really appreciate it! x

themadvix

That's a great way of looking at it Charly!

fiona100

Wow.. You are making me feel like I want to up the ante on my mortgage payments again now.. Just in time (once all the bills are away) for the November payments.


Thanks Fiona

Jessy103

If you can do it fiona i would but don't overstretch yourself or make it feel like its getting you down! You don't want to regret doing it! x

fiona100

I will do my sums carefully. Thanks

Jessy103

Hi Everyone! Hope you're all ok? Haven't been on much lately as I have been busy with a new venture which i hope added to my survey money will make me atleast a part time wage each month.

On the mortgage front this is where we stand: The amount is £61,635.54. DH has been paid for December which included his Christmas bonus, this means I have been able to make an overpayment today of £2,635.54 and makes our new total £59,000!!!!
I'm so happy we managed to reach our target of getting under £60K by the end of the year and also the £5K target i set myself on the MFW 2017 thread. I think we may even have a takeaway tonight to celebrate!!!

In other news, I have pretty much finished my Christmas shopping with just a couple of presents left to buy and all the ones I have already bought are wrapped up and ready to go. I've decided not to buy any Christmas cards this year, I have made my own cross-stitch cards for close family members and then I'm not sending out any others. I've come round to the idea that Christmas cards are a waste of money and not good for the environment. I am a little nervous what people will think when they don't receive a card but I'd much rather just give the money to charity.

I'm going to try and make more of an effort to keep my diary up-to-date because I don't want to let our mortgage free journey slip!

Have a lovely day!
Jess x

kirtsypoos

Amazing overpayment Jess, well done

New venture sounds interesting too, hope all goes well on that front - you'll be mortgage free before you know it! x

Jessy103

Thanks Kirsty!! Hope you are well? x

kirtsypoos

Good thanks, just trying to work out how I can may extra to the mortgage, as always! x