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I Want To Be Mortgage Free!

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  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    shangaijimmy wrote: »
    We'll do anything for the pleasure of colouring a little square in!! Great progress and i'm certain that you'll smash the December target!

    Thanks for the support SJ!! It was very satisfying colouring in that square and I even skipped into the kitchen to do it! Lol! DH thinks I'm bonkers! laughing-smiley-014.gif
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The abuse wears off, eventually. Mine has reduced from 'weirdo', to 'nerd' to a subtle roll of the eyes...!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    shangaijimmy wrote: »
    The abuse wears off, eventually. Mine has reduced from 'weirdo', to 'nerd' to a subtle roll of the eyes...!

    I just spat my tea out laughing at this!! laughing-smiley-014.gif
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Elephantchunks
    Elephantchunks Posts: 211 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    :j Yay! Another square coloured in and a happy skip of joy to the kitchen. Great to hear, well done Jessy!
    "Why not now, OK so when and how," ElephantChunks.
    Electrics re-wire savings Oct 18 - March 2020 WE GOT ELECTRIC!
     Heating Loan Sept 0/£5000
    SPC14 #65
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Jessy103 wrote: »
    Logged onto the mortgage this morning and the interest had been added on making the total £64,025.96 so I promptly called them and made an over payment of £125.96. When the system has updated our new total will be £63,900. This means I am able to cross off a box on my chart as we will never go back over £64K sport-smiley-001.gif

    FANTASTIC!! :beer:
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • themadvix
    themadvix Posts: 8,782 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I'm envious of your low levels of interest! :) Well done though - bet that's a great feeling :D
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks for the support guys!! x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • ch4rly2002
    ch4rly2002 Posts: 468 Forumite
    Ninth Anniversary 100 Posts Energy Saving Champion
    Happy (very) belated birthday!

    Congratulations on getting under £64k!!! That's marvelous. Hope you started the chart at the full £87k so you could colour in what you've already achieved :D I really like the idea of that. I'm going to start one when we settle into the new place
    Mortgage: Mar 2018 -£300,000 / Jul 2021 -£255,000 / Oct 2024 -£172,835 (1.27% Interest until Feb 2027)
    Joint Savings: Aim £13.5k. Dec 2016 £1,700 / Jul 2021 £36,600 / Oct 2024 £106,450 (£100k in PBs. £5,850 at 4% interest. £600 Regular Saver at 7% Interst)
    Car Loan: Oct 2024 -£45,000 (0% APR Interest)
  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks Ch4rly! No I didn't start it at the full £87K although now you've said it I wish I had done!! I started it at £70K because that's what we were at when I started my MFW diary. Yeah you'll have to try it because it is a good motivator when I see it every time I walk in the kitchen! x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • themadvix
    themadvix Posts: 8,782 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I think I might have to get a chart once we're back on track and I have a new kitchen :)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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