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Debt Free By 29!!!

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  • lucy-lou
    lucy-lou Posts: 55 Forumite
    So I realised I haven't posted yesterday's PAD so £5 for yesterday and £1.10 today thanks to the monthly interest on my current account!
    Total now £ 70.97 or 43%
    My new phone battery is out for delivery today so fingers crossed that fixes the issue with the old phone and I can get it sent off.:)
    Day off today but woken up full of cold so a day in bed and popping out to see a friend this evening won't be a late one though. I have £20 left for today and tomorrow, so all is going to plan! :j
    Barclaycard 1 = £976.90 / £0 remaining
    Barclaycard 2 = £1865.10 / £0 remaining
    Nationwide = £1156.45 / £0 remaining
    Total = £3998.45 / £0 remaining :j

    :dance: DEBT FREE DATE 24/03/2017 :dance:
  • VelvetFreak
    VelvetFreak Posts: 573 Forumite
    500 Posts Fourth Anniversary Name Dropper
    Aww, hope you feel better soon. Glad you found my thread :p
  • lucy-lou
    lucy-lou Posts: 55 Forumite
    So a tiny pad to report for yesterday of 85p not even 1% but that takes my total to 71.82 still at 43%. :o
    As today is Friday I allow my self my next £100 for spends this week - got a birthday meal Saturday and getting my nails done Wednesday plus the dentist Thursday so not sure how much progress I will make from my PAD's. :mad:
    Still not feeling too good and feeling really down about work atm which is odd as it is a job I normally love! Luckily I have a week to work then I have a week off which can't get here quick enough!
    May have to cut my loses with my old phone the new battery hasn't fixed the problem so don't think I will be able to get it sent in as a working phone :(
    Barclaycard 1 = £976.90 / £0 remaining
    Barclaycard 2 = £1865.10 / £0 remaining
    Nationwide = £1156.45 / £0 remaining
    Total = £3998.45 / £0 remaining :j

    :dance: DEBT FREE DATE 24/03/2017 :dance:
  • lucy-lou
    lucy-lou Posts: 55 Forumite
    Just a quick post had a NSD yesterday so made a £5 PAD.
    Total now £76.82 @ 46%

    I have had a quick look at the menu for tonight's meal and £30 should more than cover it so I have set that as my budget and any underspend will make today's PAD!
    Barclaycard 1 = £976.90 / £0 remaining
    Barclaycard 2 = £1865.10 / £0 remaining
    Nationwide = £1156.45 / £0 remaining
    Total = £3998.45 / £0 remaining :j

    :dance: DEBT FREE DATE 24/03/2017 :dance:
  • lucy-lou
    lucy-lou Posts: 55 Forumite
    Just caught up on yesterday's PAD as got home too late to do it last night. Dinner came to £27 so that's £3 added making my total now £79.82 or 48% almost half way :)
    Barclaycard 1 = £976.90 / £0 remaining
    Barclaycard 2 = £1865.10 / £0 remaining
    Nationwide = £1156.45 / £0 remaining
    Total = £3998.45 / £0 remaining :j

    :dance: DEBT FREE DATE 24/03/2017 :dance:
  • VelvetFreak
    VelvetFreak Posts: 573 Forumite
    500 Posts Fourth Anniversary Name Dropper
    YAY for the PAD!!
  • lucy-lou
    lucy-lou Posts: 55 Forumite
    PAD for today is the change from my food shopping today (I now have lunch for 5 work days so that will get me to my week off!)
    £3.97 moved across meaning I now have £83.79 saved which is 50.7% - yay I am half way!!!!! 19 days to I will be debt free (fingers crossed!) X
    Barclaycard 1 = £976.90 / £0 remaining
    Barclaycard 2 = £1865.10 / £0 remaining
    Nationwide = £1156.45 / £0 remaining
    Total = £3998.45 / £0 remaining :j

    :dance: DEBT FREE DATE 24/03/2017 :dance:
  • VelvetFreak
    VelvetFreak Posts: 573 Forumite
    500 Posts Fourth Anniversary Name Dropper
    AHHHH!!! you are getting so close.
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    so close well done :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • lucy-lou
    lucy-lou Posts: 55 Forumite
    So today has been a NSD unless you count paying 50p from change in my purse to use the toilet at London Waterloo train station (should have been 60p, but someone left 10p credit in the turnstile! Small wins!!)
    I had to buy my train ticket on my credit card today (£125!!!! - why anyone catches the train at those prices I do not know) but I will get that back from work as expenses so not counting it as debt or a spend (a small amount of cheating?!)
    So I counted the money in my purse today and found I needed 20p to put towards my nails on Wednesday so hunted everywhere and found £2.72 in an old purse. Popped the 20p in my purse and put £2.52 in my sealed pot.
    I also checked my nail loyalty card and found my appointment at the end of the month (3 days before payday) will be free!!!
    I have made my PAD for today of £20.72 (the money I had put aside for my nails at the end of the month and the odd amount left after my phone bill DD came out). Total now £104.51 or 63%.
    So I have £60 to find in 18 days.
    Barclaycard 1 = £976.90 / £0 remaining
    Barclaycard 2 = £1865.10 / £0 remaining
    Nationwide = £1156.45 / £0 remaining
    Total = £3998.45 / £0 remaining :j

    :dance: DEBT FREE DATE 24/03/2017 :dance:
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