Debt Free By 29!!!

lucy-lou

galok wrote: »

With Barclayc@rd, I find the online statements really useful, particularly as I frequently use contactless payments with it. There is an option to download your statement into a CSV format, which you can then copy into a spreadsheet.

This would have been so useful to have known in the past - I have little idea what I have purchased over the years.
Luckily I am now at the stage that I am not using the cards. Once they are all cleared I am going to close all bar one, just in case of emergencies!

lucy-lou

angelpye wrote: »

Hi, how exciting! 27 days and counting until you are debt free! Well done you!

I can't believe I am so close!!!! :eek:

lucy-lou

Another day another PAD.
Been at work all day so has been a NSD :j I almost never have these!!
Therefore I have moved £5 across and now have £62.82 ready and waiting to be paid that's 38%.
I have had an offer of £70 from music magpie for an old phone but can't get it switched on long enough to do a factory settings reset, think the battery needs replacing, but can't find somewhere to buy a genuine part so my evening will evolve hunting for a phone battery online, what an exciting evening ahead :rotfl:

lucy-lou

Just a small PAD today £1.05 - 39% to target!!

zippygeorgeandben

I've been looking into getting rid of old devices today. £68 for my iPad2?! I forgot I even had it... even if I got £40, that's £40 I didn't have yesterday.

VelvetFreak

Hi Lucy, best of luck with your debt free journey. You are so close now. I am doing debt free by 24 Looking forward to following your thread.

lucy-lou

So I have found a phone battery it has cost me £16 including postage so I am spending it with the hope it is all I need to get the £70 from music magpie we will see. I feel it is worth the risk.
Hope everyone gets to enjoy pancakes tonight!!!!

lucy-lou

VelvetFreak wrote: »

Hi Lucy, best of luck with your debt free journey. You are so close now. I am doing debt free by 24 Looking forward to following your thread.

Hi Velvet freak, do you have a diary? I am always on the look out for new ones to read, as I find them motivational!

24! I wish I had been able to focus so young but I always got side tracked with one trip or another!

I will probably continue my diary to focus my saving efforts, buy a property by 30 will be the title if I start a new diary.

Anyway best of luck with your debt free diary!

lucy-lou

zippygeorgeandben wrote: »

I've been looking into getting rid of old devices today. £68 for my iPad2?! I forgot I even had it... even if I got £40, that's £40 I didn't have yesterday.

That is such a good attitude - I have been looking at this phone for 6 months why it has taken so long to get it organised I will never know. Dread to think how much they might have offered 6 months ago!

VelvetFreak

lucy-lou wrote: »

Hi Velvet freak, do you have a diary? I am always on the look out for new ones to read, as I find them motivational!

Yes I do, I just started one! I love diaries too. So inspiring and relatable.

It won't let me post a link to my diary, but if you go to my profile it's the only thread that I've started.