Debt Free By 29!!!

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  • lucy-lou
    lucy-lou Posts: 55 Forumite
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    galok wrote: »
    With Barclayc@rd, I find the online statements really useful, particularly as I frequently use contactless payments with it. There is an option to download your statement into a CSV format, which you can then copy into a spreadsheet.

    This would have been so useful to have known in the past - I have little idea what I have purchased over the years.
    Luckily I am now at the stage that I am not using the cards. Once they are all cleared I am going to close all bar one, just in case of emergencies!
    Barclaycard 1 = £976.90 / £0 remaining
    Barclaycard 2 = £1865.10 / £0 remaining
    Nationwide = £1156.45 / £0 remaining
    Total = £3998.45 / £0 remaining :j

    :dance: DEBT FREE DATE 24/03/2017 :dance:
  • lucy-lou
    lucy-lou Posts: 55 Forumite
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    angelpye wrote: »
    Hi, how exciting! 27 days and counting until you are debt free! Well done you! :D

    I can't believe I am so close!!!! :eek:
    Barclaycard 1 = £976.90 / £0 remaining
    Barclaycard 2 = £1865.10 / £0 remaining
    Nationwide = £1156.45 / £0 remaining
    Total = £3998.45 / £0 remaining :j

    :dance: DEBT FREE DATE 24/03/2017 :dance:
  • lucy-lou
    lucy-lou Posts: 55 Forumite
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    Another day another PAD.
    Been at work all day so has been a NSD :j I almost never have these!!
    Therefore I have moved £5 across and now have £62.82 ready and waiting to be paid that's 38%.
    I have had an offer of £70 from music magpie for an old phone but can't get it switched on long enough to do a factory settings reset, think the battery needs replacing, but can't find somewhere to buy a genuine part so my evening will evolve hunting for a phone battery online, what an exciting evening ahead :rotfl:
    Barclaycard 1 = £976.90 / £0 remaining
    Barclaycard 2 = £1865.10 / £0 remaining
    Nationwide = £1156.45 / £0 remaining
    Total = £3998.45 / £0 remaining :j

    :dance: DEBT FREE DATE 24/03/2017 :dance:
  • lucy-lou
    lucy-lou Posts: 55 Forumite
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    Just a small PAD today £1.05 - 39% to target!!
    Barclaycard 1 = £976.90 / £0 remaining
    Barclaycard 2 = £1865.10 / £0 remaining
    Nationwide = £1156.45 / £0 remaining
    Total = £3998.45 / £0 remaining :j

    :dance: DEBT FREE DATE 24/03/2017 :dance:
  • zippygeorgeandben
    zippygeorgeandben Posts: 1,273 Forumite
    Name Dropper First Anniversary First Post Debt-free and Proud!
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    I've been looking into getting rid of old devices today. £68 for my iPad2?! I forgot I even had it... even if I got £40, that's £40 I didn't have yesterday.
    Savings as of April 2023 Savings account - £26460.50(14474.88)Current account - £2140.24(4576.79)Total - £28600.74(19051.67) £1010 (£65pm CS/BS) £250 CS/BS/JS
  • VelvetFreak
    VelvetFreak Posts: 573 Forumite
    First Post First Anniversary Name Dropper
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    Hi Lucy, best of luck with your debt free journey. You are so close now. I am doing debt free by 24 :o Looking forward to following your thread.
  • lucy-lou
    lucy-lou Posts: 55 Forumite
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    So I have found a phone battery it has cost me £16 including postage so I am spending it with the hope it is all I need to get the £70 from music magpie we will see. I feel it is worth the risk.
    Hope everyone gets to enjoy pancakes tonight!!!!
    Barclaycard 1 = £976.90 / £0 remaining
    Barclaycard 2 = £1865.10 / £0 remaining
    Nationwide = £1156.45 / £0 remaining
    Total = £3998.45 / £0 remaining :j

    :dance: DEBT FREE DATE 24/03/2017 :dance:
  • lucy-lou
    lucy-lou Posts: 55 Forumite
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    VelvetFreak wrote: »
    Hi Lucy, best of luck with your debt free journey. You are so close now. I am doing debt free by 24 :o Looking forward to following your thread.

    Hi Velvet freak, do you have a diary? I am always on the look out for new ones to read, as I find them motivational!

    24! I wish I had been able to focus so young but I always got side tracked with one trip or another!

    I will probably continue my diary to focus my saving efforts, buy a property by 30 will be the title if I start a new diary.

    Anyway best of luck with your debt free diary!
    Barclaycard 1 = £976.90 / £0 remaining
    Barclaycard 2 = £1865.10 / £0 remaining
    Nationwide = £1156.45 / £0 remaining
    Total = £3998.45 / £0 remaining :j

    :dance: DEBT FREE DATE 24/03/2017 :dance:
  • lucy-lou
    lucy-lou Posts: 55 Forumite
    Options
    zippygeorgeandben wrote: »
    I've been looking into getting rid of old devices today. £68 for my iPad2?! I forgot I even had it... even if I got £40, that's £40 I didn't have yesterday.

    That is such a good attitude - I have been looking at this phone for 6 months why it has taken so long to get it organised I will never know. Dread to think how much they might have offered 6 months ago!
    Barclaycard 1 = £976.90 / £0 remaining
    Barclaycard 2 = £1865.10 / £0 remaining
    Nationwide = £1156.45 / £0 remaining
    Total = £3998.45 / £0 remaining :j

    :dance: DEBT FREE DATE 24/03/2017 :dance:
  • VelvetFreak
    VelvetFreak Posts: 573 Forumite
    First Post First Anniversary Name Dropper
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    lucy-lou wrote: »
    Hi Velvet freak, do you have a diary? I am always on the look out for new ones to read, as I find them motivational!
    Yes I do, I just started one! I love diaries too. So inspiring and relatable.

    It won't let me post a link to my diary, but if you go to my profile it's the only thread that I've started.
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