Meeting with OFT

lindilou39

Nathan_Spleen wrote: »

The OFT are actively considering making a clarification that the test case
only applies to bank charges and not credit card charges.

she is actally saying....that the bodies are not responding...that is why she isnt gettin a response...read the post!

shaun_fleming

I have just been into court here in swindon. When other banks sent a representative to court Abbey did not. Abbey have removed our over draft and placed us on a bad debit list can the bank do this? If these charges have been knowing removed from our account in the full knowledge that the money removed was more than entitled to, and the banks have been telling people that they can remove these funds, have the banks not committed an act of theft and fraud against their customers?
from the grim reaper

Nathan_Spleen

lindilou39 wrote: »

she is actally saying....that the bodies are not responding...that is why she isnt gettin a response...read the post!

I read the post! I had a long conversation today with Kate Farrow at OFT. We discussed the possibility of the OFT/FSA making a statement of clarification about the test case not applying to credit cards and hardship
cases in order that it can be used to back up claims. They were already working on it because Martin suggested it.

techspec

lindilou39 wrote: »

no tech...you are asking the wrong body..you need to address the court with this not the FSA FOS or OFT...you need to put it in writing to the court that you are not claiming bank penalty charges but credit card charges...The other bodies are right in saying they have no jurisdiction under court law..

I have addressed court. As my thread says, i need proof for court. The judge as rejected my arguement that credit cards are not included.

Only the people who caused the current mess can clear this up with the courts, ie the FOS, FSA and OFT.

And it sounds like Martin has got an agreement that this will now happen.

BigBudgie

Hi Techspec,

This should help you :-

Lloyds PLC website statement

http://www.lloydstsb.com/ways_to_bank_with_us/answers_bank_charges.asp

Q: Does this test case and the suspension of unauthorised overdraft claims apply to my credit card complaint?
A: No this test case and the suspension applies only to complaints about unauthorised overdraft charges and the law which applies to them.

Rgds Budgie

techspec

Thanks, but i sent that.

Judge refused to accept it.

I am now in the court complaints process.