Existing customer 0% offers

book12

It seems that existing customer offers on 0% for a number of months only applies to balance transfers and/or money transfers. There's no 0% purchase offers for existing customers.

Why are exsiting customer offers only concentrated on balance transfers and money transfers, and not 0% purchases?

[Deleted User]

I get a mix of BT, MT and purchase offers from my cards.

Perhaps you have the wrong cards?

LuSiVe

I've had purchase offers from Barclaycard and M&S.

Marcio45

I also had one offer from barclaycard for 0% purchases but only for 6 months. They offered it when i called to discuss interest rates.

Superscrooge

I've just had a credit card offer from First Direct. 0% interest on purchases for 17 months

TheShape

Superscrooge wrote: »

I've just had a credit card offer from First Direct. 0% interest on purchases for 17 months

Do you already have a FD credit card? That's the offer I received when I opened a FD current account.

datlex

I have had offers from Barclaycard regarding balance transfers, though they aren't actually 0% as you pay a transfer fee. If you look at most balance transfers have a fee. Most banks will promote their products to their customers.

Superscrooge

TheShape wrote: »

Do you already have a FD credit card? That's the offer I received when I opened a FD current account.

I don't currently have a FD credit card, but have held a FD current account for years.

The offer states;

Eligibility requirements:
To be eligibile for a first direct credit card you must:

hold a first direct 1st Account
not have an existing credit card with first direct
be a UK resident

I suspect it is an offer they sent to everyone who has a FD bank account and no FD credit card, rather than an offer personal to me.

Candyapple

As an existing customer I've had five 0% purchases offers from Creation, albeit they were all only for 6 months each.

I've had 12 months 0% purchases offer from Barclaycard however this was offered over the phone and not via their usual methods of checking offers in online banking/email mailshots.