Brexit Loons getting their paws into banking

eset12345

qwert_yuiop wrote: »

Perhaps they're concerned that a customer could run up an overdraft and then get deported?

Ummmm, I hate to burst your bubble, but if they are new to the UK, with little to no credit history and little to no time on the electoral roll, then they will be unlikely to be accepted for any kind of credit products, even things like contactless debit cards will be out of their reach.

System

I think you've misunderstood - it's not checking for even illegal migrants, terrorists lists etc that I have the issue with per se.

It's getting banks and other private agencies to become quasi-border police as it's the thin edge of the wedge.
Why should I provide my (UK) passport to an estate agent?

eset12345 wrote: »

How is checking yo see if someone has the right to be in the UK treating them like criminals? , it's no different to any UK citizen going through an id check, whether that's electronic or by providing documents etc

meer53

Heng_Leng wrote: »

I think you've misunderstood - it's not checking for even illegal migrants, terrorists lists etc that I have the issue with per se.

It's getting banks and other private agencies to become quasi-border police as it's the thin edge of the wedge.
Why should I provide my (UK) passport to an estate agent?

Why wouldn't you, if that was their criteria for doing business with you ?

colsten

redux wrote: »

From December 2014

Advice to banks:
https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/386215/Guidance_on_current_accounts_provisions_-_banks_and_building_societies_v_1.1.pdf




Advice to declined applicants:
https://www.gov.uk/government/publications/current-account-refused-based-on-immigration-status/immigration-status-and-current-accounts

Thanks redux, this is really useful information. I was not aware of that before.

colsten

meer53 wrote: »

Why wouldn't you, if that was their criteria for doing business with you ?

Because an estate agent or a bank operative hasn't been trained as a border official. There are all sorts of data protection issues, too, which your average estate agent isn't likely to be familiar with.

We are on tons of databases that banks and others can check our identity against. I really don't need people outside government agencies to have images of my passport.

bigadaj

colsten wrote: »

Because an estate agent or a bank operative hasn't been trained as a border official. There are all sorts of data protection issues, too, which your average estate agent isn't likely to be familiar with.

We are on tons of databases that banks and others can check our identity against. I really don't need people outside government agencies to have images of my passport.

Well every landlord needs to check their tenants now.

System

Because my passport is personal documentation used for travel purposes.
I only provide the details of it to airlines for bookings etc.

meer53 wrote: »

Why wouldn't you, if that was their criteria for doing business with you ?

meer53

colsten wrote: »

Because an estate agent or a bank operative hasn't been trained as a border official. There are all sorts of data protection issues, too, which your average estate agent isn't likely to be familiar with.

We are on tons of databases that banks and others can check our identity against. I really don't need people outside government agencies to have images of my passport.

So dont do business with them, it's your choice. I'm not trained as a border official but i do have access to a system which checks the validity of any passport or Visa.

veryintrigued

As someone who was 'on the fence' in the run-up to the Brexit vote it did strike me that posts on social media which came across as superior and pretentious were the ones from the 'In' camp.

The thread title does nothing to dismiss this theory post vote.