Paying Full defaults

glentoran99

Marty_8219 wrote: »

So it's still possible for them to get a CCJ for the debts?

When did you last pay them anything or acknowledge the debt in writing?

Marty_8219

I've not paid anything in over 7 years.

I might have emailed them a while ago asking what accounts they have on me?
But I was told email do not count as acknowledgement as they're not sighed.

So just to clarify sorry, a ccj can be lodged on a debt that's not available on any credit file.

glentoran99

Marty_8219 wrote: »

I've not paid anything in over 7 years.

I might have emailed them a while ago asking what accounts they have on me?
But I was told email do not count as acknowledgement as they're not sighed.

So just to clarify sorry, a ccj can be lodged on a debt that's not available on any credit file.

Yes, there is no connection to credit files and court action.


I don't know on the email thing, but if your debts are statute barred I woudnt be paying them anything now as they will be gone in a year