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Advice on car insurance claim
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sue23
Posts: 141 Forumite
Hello all,
I have sadly dented my less than a year old qashqai , due to parking error. It happended twice during the last month and there are dents now to the rear passenger door & driver door. I have asked around for quotes in the few nearest bodyshops including nissan approved bodyshops and have been quoted around £2000. I have been told that the front door need replacing whereas the rear door can be repaired.
Firstly, I would like to know if this is a fair quote?
Secondly,I'm insured with aviva and not sure if I should make a claim.
My excess is £200/claim & the first claim does not affect the NCB on my policy. So I'm not sure whether to claim both the damage as a single claim rather than 2 separate ones, eventhough they were two separate parking incidents.
Also I believe with Aviva, if I want the bodywork to be done where I want to rather than their garages, I have to pay £200 extra /claim I think. So overall It will cost me atleast £800 upfront for 2 claims, I think.
So not sure, whether to claim as my premium etc, will go up in the future or pay the whole amount myself. Any suggestions very much appreciated.
I have the pics of the car but not sure how to attach it :question:
I have sadly dented my less than a year old qashqai , due to parking error. It happended twice during the last month and there are dents now to the rear passenger door & driver door. I have asked around for quotes in the few nearest bodyshops including nissan approved bodyshops and have been quoted around £2000. I have been told that the front door need replacing whereas the rear door can be repaired.
Firstly, I would like to know if this is a fair quote?
Secondly,I'm insured with aviva and not sure if I should make a claim.
My excess is £200/claim & the first claim does not affect the NCB on my policy. So I'm not sure whether to claim both the damage as a single claim rather than 2 separate ones, eventhough they were two separate parking incidents.
Also I believe with Aviva, if I want the bodywork to be done where I want to rather than their garages, I have to pay £200 extra /claim I think. So overall It will cost me atleast £800 upfront for 2 claims, I think.
So not sure, whether to claim as my premium etc, will go up in the future or pay the whole amount myself. Any suggestions very much appreciated.
I have the pics of the car but not sure how to attach it :question:
0
Comments
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FYI, you may want to post this in "Insurance & Life Assurance" instead of this board (in my home's 'is this quote fair')0
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Sorry not sure how to delete this post now0
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I did my first post to the wrong forum too, I copied the text then pasted it to the right forum. You could then delete this one ��
As for your insurance if you claim you will be paying for it with higher premiuns for the next 3 or 5 years I think.....it's a nightmare I feel for you, I had someone bash into the side of my company car; when I bought a car a couple of years later I called the company insurers who had the claim listed so I had to declare it even though it wasn't my fault. I payed about on the comparison sites with and without the claim, the difference was £100 ish more with the claim!0
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