Non standard construction

moneyistooshorttomention

Whew! Got that Dave - OP's isnt "standard" because it's single layer. Mine is standard because it's double layer (and...yep..it has cavity wall insulation).

So OP's problem (if it is) is because it is single layer and/or Mundic - in his case it's single layer.

Will put away rolling pin/cast iron saucepan and my vendors address....

Davesnave

OP, ignore all references to Mundic blocks.

cajef

Davesnave wrote: »

but people are still introducing irrelevant complications, like mundic blocks. .

If you read my post it was only because the OP was told that they could not get a mortgage which is the case with mundic block in the southwest, it was not irrelevant until they told the location of the property.

Davesnave

cajef wrote: »

If you read my post it was only because the OP was told that they could not get a mortgage which is the case with mundic block in the southwest, it was not irrelevant until they told the location of the property.

Apologies, you asked the right question re location,and it was answered , but someone still hasn't noticed!

Same as phoebe and I keep getting words put in our mouths...

'Fraid I'm just getting short-tempered....:o

AdrianC

Just because ONE lender won't lend, doesn't mean NO lender will lend.

Slinky

OP have you tried talking to any of your neighbours with similarly constructed property and asked them if they had any problem with surveys when they purchased?

Coachouse1

Thank you for all your replies , went to see the neighbour who bought his this year , he was told it was non standard construction and advised that the mortgage lender would only lend up to 80 percent but he was a cash buyer .
What I really wanted to know was if I could have work done to make it standard build but can only find prc certificates but think these are for prefabricated concrete properties which we don't have , I'm so confused by it all , but I have spent most of the day reading and shocked at how many properties have major issues including Victorian terraces which have single skin brick walls quite often at the rear some even in the gables , and how proper English cottages which have stood for 100s of years are now also struggling with people getting mortgages on . Even problems with newish eco properties which look also like problems may arise in the future , really shocking as we work all our lives to purchase these properties

System

Interesting, it sounds very much like a timber frame construction, not sure what would have it regarded as non standard construction, has the internal frame been added retrospectively (or the block for that matter?)
What did the surveyor/lender say it was?

Davesnave

Coachouse1 wrote: »

What I really wanted to know was if I could have work done to make it standard build

Something like what Pastures New described happened to a bungalow in our town a couple of years ago:

'What they appear to do is:
Raise the roof by 2-3" and prop it up
Remove the existing exterior
Rebuild the exterior
Plonk the roof back down.'

I'm not sure that the roof was raised, but it was supported while the reinforced concrete panel walls were removed and replaced.

I'd imagine your bungalow could be treated in a similar way, at a cost, but if the property is still sound, I doubt the economics of doing that.

The bungalow in my town had 'concrete cancer.' As it was in a much desired location, it became a speculative job by a local builder, not an owner-occupier. Had the site been larger, it would have been demolished and totally re-built, like a couple of others currently being replaced with larger properties. Each property has limits according to the site/state of repair.

You'll likely have a more limited market for your bungalow, but as others have said, there may an appropriate lender out there, and in any event, many people buy outright. You just need to know that the property is as sound as you think it is, so that there are no nasty surprises in a future sale.