Car Leasing - Registered Keeper, whats legal?

bod1467

Why shouldn't they?

When I was stopped, all Plod asked me for was my licence ... they didn't ask for insurance or anything else. Who's to say the vehicle hadn't been stolen but not yet reported?

Fat_Walt

bod1467 wrote: »

Why shouldn't they?

When I was stopped, all Plod asked me for was my licence ... they didn't ask for insurance or anything else. Who's to say the vehicle hadn't been stolen but not yet reported?

Maybe because the name and date of birth on your licence matches that on their insurance database.

Now what are the odds of someone with your name and date of birth nicking your car and the police stopping it before you'd reported it?

bod1467

Fat_Walt wrote: »

Now what are the odds of someone with your name and date of birth nicking your car and the police stopping it before you'd reported it?

But ... how do they know it is my car if the DVLA data doesn't return my name at all?

For clarity, and to offset the insurance angle ... I don't have an individual insurance policy; I am covered by company insurance to drive any company vehicle.

Fat_Walt

bod1467 wrote: »

But ... how do they know it is my car if the DVLA data doesn't return my name at all?

For clarity, and to offset the insurance angle ... I don't have an individual insurance policy; I am covered by company insurance to drive any company vehicle.

It's isn't your car so they couldn't establish its yours.

bod1467

Eh? What? Haven't you just contradicted yourself?

If they couldn't establish it was my car, why wouldn't they try to seek details from me so they could do so?

Car_54

bod1467 wrote: »

But ... how do they know it is my car if the DVLA data doesn't return my name at all?

For clarity, and to offset the insurance angle ... I don't have an individual insurance policy; I am covered by company insurance to drive any company vehicle.

They don't know. They do know it's a company car, you're insured, your licence is in order, and you've passed the attitude test.

They've probably judged that it's very unlikely you've stolen the car. Confirming that's the case could take a lot of their time (and yours), and they have other priorities.

Fat_Walt

bod1467 wrote: »

Eh? What? Haven't you just contradicted yourself?

If they couldn't establish it was my car, why wouldn't they try to seek details from me so they could do so?

As you said it's not your car.

So how could they establish it was?

bod1467

As in, establish my rights to be driving that car. Does it really need spelled out so specifically?

Fat_Walt

bod1467 wrote: »

As in, establish my rights to be driving that car. Does it really need spelled out so specifically?

As you said they had your licence and you were insured.

securityguy

For fifteen years I had company cars where the registered keeper was the lease company and I was driving them on my employer's "any vehicle owned, rented or leased, any employee or any person named by the employer" fleet policy (we had upwards of a thousand commercial vehicles; the perk cars for staff were just a tiny sideline for the fleet department). I also routinely drove pool cars, the aforementioned commercial vehicles and, for extra fun and game, otherwise uninsured hire cars which the company rented and I drove. The idea that the police had my name, or even more farcically my wife's name (she was insured not only to drove "my" car, but any car that the fleet people passed my way as a substitute) linked to the car I was driving at any time is crazy.