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Pay ALL your debt off by Xmas 2016 - Part 2

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  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    I have updated the spreadsheet will everyone's totals, I have to pop put for a bit, will update the posts on the front page when I get home later.

    :beer:
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,

    #006 checking in with £14807.15/£10000 please muppets :D

    Hope payment sorted soon abba
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Oh my goodness guys - how awesome is it reading through this thread?!! So many people hitting their debt-free targets! I won't be one of them for this year but feeling uber-positive about my journey so far. Me and the OH have already dubbed 2017 - THE BIG YEAR! (We give every year a silly tagline, 2016 was 'The Year of Drive & Focus' :rotfl:)


    I've even convinced him to transfer to a 0% Barclaycard so he can clear his debt too (which is mostly from the mess the building company going bust left us in). We're getting there slowly but surely. :j
    Continuing with the busting I've chucked my usual payments to the PCDL and £100 to the Barclaycard so new totals in my sig!


    I've also just swapped energy deals to a fixed deal before my auto-renew, and next year will look to changing Bank Account and being rid of Lloyds (don't want to do it now as Dec wages are normally paid early)! Huzzah! :money:
    I've sold a couple of unwanted birthday presents on eBay so will continue accruing those monies - and about to hit £100 cashback with Quidco. Am going to try and leave these amounts where they are so I'm not tempted to dip into them over Xmas.


    Talking of which, just seen the amount I owe my mum in my sig - am going to see her this weekend and offer the amount to her as an Xmas pressie - which may not count as a debt is a debt, not a gift. But she's after dollars for a big holiday with my dad next year so I can but offer. :)


    Anywho, keep with the debt-busting guys - immensely proud of you all (and you lurkers too)! Toasting you all with a glass of something mulled and a mince pie. Muppets - HUGE THANKS for running (2) threads this year and keeping us all on track - absolute super star considering you were planning a wedding too - huge congratulations to you! :D
    Much love,


    L. xx



    DFW: DFWXMAS2018 #113 £2,968.08/ £12,859.08 23%
    ([STRIKE]Barclaycard £876.08[/STRIKE]/ [STRIKE]Mum £345[/STRIKE] / Sofa £1231 / [STRIKE]TV £572[/STRIKE] / House Account £2480 / OH £3700 / [STRIKE]Folks £1175[/STRIKE])
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    kirtsypoos wrote: »
    Morning all,

    #006 checking in with £14807.15/£10000 please muppets :D

    Hope payment sorted soon abba

    Thanks kirtsypoos I've checked my barclaycard account and it's now showing as a pending payment so panic over lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Had a very good day.

    My car came to the end of its lease, and the guys came to pick it up this morning and inspect it. I'd read all sorts of horror stories about £1k+ bills for fairly minor dings and scratches. Mine had a fair few little bits, and I was expecting a reasonable invoice. I'd put a line in the sand in my head of £500, above which I'd send them away and get it all repaired myself.

    After half an hour poring over the car, the grand total came to... £0! Jackpot!
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Congtas Cerenia on becoming DEBT FREE:j:j
    :starmod::staradmin#89 Cerenia :staradmin:starmod:
    Joined on 3rd January 2016
    Debt free on 30th November 2016
    Total cleared - £2,350.00

    Congrats
    Samoens12 on becoming DEBT FREE:j
    :starmod::staradmin#121 Samoens12 :staradmin:starmod:
    Joined on 25th January 2016
    Debt free on 1st December 2016
    Total cleared - £60,784.72

    Congrats Megano on smashing you 2016 target:j:j
    :starmod::staradmin# 36 Megano:staradmin:starmod:
    Smashed their target
    Total cleared - £ 2,293.00
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Oh my goodness guys - how awesome is it reading through this thread?!! So many people hitting their debt-free targets! I won't be one of them for this year but feeling uber-positive about my journey so far. Me and the OH have already dubbed 2017 - THE BIG YEAR! (We give every year a silly tagline, 2016 was 'The Year of Drive & Focus' :rotfl:)


    I've even convinced him to transfer to a 0% Barclaycard so he can clear his debt too (which is mostly from the mess the building company going bust left us in). We're getting there slowly but surely. :j
    Continuing with the busting I've chucked my usual payments to the PCDL and £100 to the Barclaycard so new totals in my sig!


    I've also just swapped energy deals to a fixed deal before my auto-renew, and next year will look to changing Bank Account and being rid of Lloyds (don't want to do it now as Dec wages are normally paid early)! Huzzah! :money:
    I've sold a couple of unwanted birthday presents on eBay so will continue accruing those monies - and about to hit £100 cashback with Quidco. Am going to try and leave these amounts where they are so I'm not tempted to dip into them over Xmas.


    Talking of which, just seen the amount I owe my mum in my sig - am going to see her this weekend and offer the amount to her as an Xmas pressie - which may not count as a debt is a debt, not a gift. But she's after dollars for a big holiday with my dad next year so I can but offer. :)


    Anywho, keep with the debt-busting guys - immensely proud of you all (and you lurkers too)! Toasting you all with a glass of something mulled and a mince pie. Muppets - HUGE THANKS for running (2) threads this year and keeping us all on track - absolute super star considering you were planning a wedding too - huge congratulations to you! :D
    Much love,


    L. xx



    Lottie_Clark I can't wait to see your name on the debt free list for next year. Thank you, running the thread has helped me keep my feet on the ground. xx

    Pablosammy wrote: »
    Had a very good day.

    My car came to the end of its lease, and the guys came to pick it up this morning and inspect it. I'd read all sorts of horror stories about £1k+ bills for fairly minor dings and scratches. Mine had a fair few little bits, and I was expecting a reasonable invoice. I'd put a line in the sand in my head of £500, above which I'd send them away and get it all repaired myself.

    After half an hour poring over the car, the grand total came to... £0! Jackpot!

    Great news Pablo. x
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • Morning everyone,

    #150 checking in with an updated total of £1177.89/£1264.05.
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Morning everyone,

    I've not quite reached my target for 2016 but I will become debt-free early in 2017:D

    #18 £7956/£9376 84.85%

    Thank you for running this thread Muppets, it's a great motivator:T

    Ellie x
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Evening all,

    #006 checking in with £14812.15/£10000 please muppets
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
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