HMRC Address Nightmare

GingerBob_3

Wayne_O_Mac wrote: »

But that's not what's happening here, is it?

On the contrary, it would seem to be a very adequate description of what's happening.

Wayne_O_Mac

GingerBob wrote: »

On the contrary, it would seem to be a very adequate description of what's happening.

If one was a halfwit, perhaps.

xylophone

I have a certain amount of sympathy with the OP - it would appear that he had never had any communication from HMRC, and since he had always been on PAYE, probably didn't expect any.

However, it is the responsibility of the tax payer to check that his coding is correct, particularly when

two jobs overlapping for a couple of months

this situation occurs.

This simply doesn't appear to have occurred to the OP - he doesn't seem very au fait with tax, not even having realised that he was overpaying in later years.

For HMRC to reclaim underpaid tax, even underpaid tax with interest is fair enough.

But

upped my fine to £2.3k, on the basis that my tax return was three years late

doesn't seem to me to be fair at all.

dori2o

xylophone wrote: »

I have a certain amount of sympathy with the OP - it would appear that he had never had any communication from HMRC, and since he had always been on PAYE, probably didn't expect any.

However, it is the responsibility of the tax payer to check that his coding is correct, particularly when



this situation occurs.

This simply doesn't appear to have occurred to the OP - he doesn't seem very au fait with tax, not even having realised that he was overpaying in later years.

For HMRC to reclaim underpaid tax, even underpaid tax with interest is fair enough.

But

doesn't seem to me to be fair at all.

This issue is entirey of the taxpayers own making.

The unfortunate fact is that not enough people understand about their responsibilities when it comes to ensuring the information held about you is correct Not enough people understand that HMRC are not responsible for ensuring you are paying the right amount of tax, that responsibility remains with each individual and each individual is responsible for notifying HMRC if they believe they are paying the wrong amount of tax.

Even if you are en employee and paid under the PAYE regulations, you employer does nothing more than provide HMRC with the same information they provide you on your payslip week-week/month-month. Your employer doesn't know if your tax code is correct, your employer doesn't know how your tax code is calculated, your employer doesn't know if you are paying the correct amount of tax based on your total income, their payroll system merely deducts tax based on the tax code provided to them by HMRC, which you should check to ensure it is correct, and the salary you receive.

I've said for many years that TAX/NI and the processes regarding them should be included as part of the national curriculum, especially in Year 11 after which many kids will enter the world of employment, either full or part time. (In fact there will be a number of Yr 11 pupils who will have already entered the world of work and will be subject to PAYE.

When you move house you tel the utility companies, you tell your phone provider, you tell the local authority, you tell your friends/family, why shouldn't you expect to have to tell HMRC.

IF HMRC were giving you money rather than deducting it from you would you expect someone else to change your address?

Whilst your employer does provide address information with their submissions HMRC will not automatically accept this as a change of address notification as the information is being provided by a 3rd party and therefore could very well be incorrect or malicious.

The only time HMRC actively act on address information provided by employers/3rd parties (credit references/Voting registers etc) is when they are attempting to trace an individual.

In this case the OP has not made clear whether or not they have formally appealed against the penalties (late sbmission and late payment if they apply) on the basis that the Notice to File a tax return was never received.

If they have not done this then this should be their first course of action. If the appeal is successful then those charges and the corresponding interest would be cancelled and the only outstanding amounts due would be the tax payable and the interest charged on this

xylophone

As I said,

it is the responsibility of the tax payer to check that his coding is correct,

but this does not prevent my feeling some sympathy with the OP's situation.

http://www.thisismoney.co.uk/money/comment/article-3805468/I-need-help-tax-affairs-gone-rails-TONY-HETHERINGTON-tackles-Revenue.html

GingerBob_3

Wayne_O_Mac wrote: »

If one was a halfwit, perhaps.

OP, I'd report this guy for calling you a halfwit. He's one of an increasing number of contributors here who resort to name calling in lieu of being not able to construct a sensible argument.

GingerBob_3

dori2o wrote: »

This issue is entirey of the taxpayers own making.

The unfortunate fact is that not enough people understand about their responsibilities when it comes to ensuring the information held about you is correct Not enough people understand that HMRC are not responsible for ensuring you are paying the right amount of tax, that responsibility remains with each individual and each individual is responsible for notifying HMRC if they believe they are paying the wrong amount of tax.

Even if you are en employee and paid under the PAYE regulations, you employer does nothing more than provide HMRC with the same information they provide you on your payslip week-week/month-month. Your employer doesn't know if your tax code is correct, your employer doesn't know how your tax code is calculated, your employer doesn't know if you are paying the correct amount of tax based on your total income, their payroll system merely deducts tax based on the tax code provided to them by HMRC, which you should check to ensure it is correct, and the salary you receive.

I've said for many years that TAX/NI and the processes regarding them should be included as part of the national curriculum, especially in Year 11 after which many kids will enter the world of employment, either full or part time. (In fact there will be a number of Yr 11 pupils who will have already entered the world of work and will be subject to PAYE.

When you move house you tel the utility companies, you tell your phone provider, you tell the local authority, you tell your friends/family, why shouldn't you expect to have to tell HMRC.

IF HMRC were giving you money rather than deducting it from you would you expect someone else to change your address?

Whilst your employer does provide address information with their submissions HMRC will not automatically accept this as a change of address notification as the information is being provided by a 3rd party and therefore could very well be incorrect or malicious.

The only time HMRC actively act on address information provided by employers/3rd parties (credit references/Voting registers etc) is when they are attempting to trace an individual.

In this case the OP has not made clear whether or not they have formally appealed against the penalties (late sbmission and late payment if they apply) on the basis that the Notice to File a tax return was never received.

If they have not done this then this should be their first course of action. If the appeal is successful then those charges and the corresponding interest would be cancelled and the only outstanding amounts due would be the tax payable and the interest charged on this

LOL big time! Yes, include it alongside "gender balance" and "diversity" training.


I'm no expert, but I strongly suspect this may be wrong.

Savvy_Sue

When I add a new employee to our payroll, our provider's software asks if I wish to allow notification of address to HMRC. I always say 'yes', and I do strongly suggest to staff that they should contact HMRC when they move. But it's news to many of my colleagues that they should think about doing so.