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Tenant Fees - Infuriating
Comments
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You have forgotten the credit checking fee
I have had 2 employees lose a lot of money over this fee , because in our area rented property is in high demand , they have had to give a large deposit to secure the property before being credit checked . They both failed the check and lost their deposit .........nice work if you can get it
So did they not ask what the pass / fail criteria was?
Perhaps that would be a sensible thing to do?0 -
So did they not ask what the pass / fail criteria was?
Perhaps that would be a sensible thing to do?
We've asked before and were just told "whatever the result of the check is". The LA staff aren't properly trained to do anything but fill in the forms. They're frequently rude, ignorant, unhelpful, unreliable...Never argue with stupid people, they will drag you down to their level and then beat you with experience.- Mark TwainArguing with idiots is like playing chess with a pigeon: no matter how good you are at chess, its just going to knock over the pieces and strut around like its victorious.0 -
We've asked before and were just told "whatever the result of the check is". The LA staff aren't properly trained to do anything but fill in the forms. They're frequently rude, ignorant, unhelpful, unreliable...
Ok well let's just get something absolutely clear.
Something schools should be teaching people.
There is no universal credit check pass or fail.
So if the LA cant tell you the criteria, why would you hand over even a penny?
The contract isn't even with the agent, so the criteria is actually up to the LL. And the check should be checking that there's nothing which breaches that criteria.
I mean this is basic stuff and it's shockingly woeful that school sand colleges make zero effort to prepare people for life.0 -
Something schools should be teaching people.
what is?So if the LA cant tell you the criteria, why would you hand over even a penny?
Because people on low incomes are over a barrel when it comes to needing to find somewhere to live.The contract isn't even with the agent, so the criteria is actually up to the LL. And the check should be checking that there's nothing which breaches that criteria.
But most LLs aren't very interested in those details, so they leave it to the agent to have a "standard" set of pass/fail criteria. Noth that most LLs would realise that's the case, though.I mean this is basic stuff and it's shockingly woeful that school sand colleges make zero effort to prepare people for life.
They're too busy teaching the national curriculum. There's no point blaming the schools. I agree with you that there needs to be a lot more real world, particularly political and economic, education - but schools can hardly do that off their own back.Never argue with stupid people, they will drag you down to their level and then beat you with experience.- Mark TwainArguing with idiots is like playing chess with a pigeon: no matter how good you are at chess, its just going to knock over the pieces and strut around like its victorious.0 -
what is?
Because people on low incomes are over a barrel when it comes to needing to find somewhere to live.
But most LLs aren't very interested in those details, so they leave it to the agent to have a "standard" set of pass/fail criteria. Noth that most LLs would realise that's the case, though.
They're too busy teaching the national curriculum. There's no point blaming the schools. I agree with you that there needs to be a lot more real world, particularly political and economic, education - but schools can hardly do that off their own back.
People on low incomes can least afford £200-300 disappearing because they didn't ask - What is the minimum income, what are the barring criteria, etc.?
But it's up to the tenant to ask, even if the LL uses the 'standard' criteria.
When I say schools / colleges I was referring to Dept for Education as a whole, not individual establishments.
Given that in general it's 30x salary and no CCJs, if you aren't sure or if the agent is reluctant to give you the details. Don't hand over the money.0 -
Hefty, isn't it?Given that in general it's 30x salary and no CCJs,
30x salary for 6 months security on AST...
Plus unfair agents charges... and many agents are under-trained anyway and put unlawful clauses in the contracts (for which they charge money so one could argue everything should be legit, but it's not...)0 -
People on low incomes can least afford £200-300 disappearing because they didn't ask - What is the minimum income, what are the barring criteria, etc.?
That's not part of the credit check, those are background checks. We were told those before any cash was taken; but you still need to "pass" a credit check even if you pass those - and to find out if you pass their arbitrary criteria on that front, you just have to pay up and find out.Never argue with stupid people, they will drag you down to their level and then beat you with experience.- Mark TwainArguing with idiots is like playing chess with a pigeon: no matter how good you are at chess, its just going to knock over the pieces and strut around like its victorious.0 -
That's not part of the credit check, those are background checks. We were told those before any cash was taken; but you still need to "pass" a credit check even if you pass those - and to find out if you pass their arbitrary criteria on that front, you just have to pay up and find out.
No that's not how it works.
Those are the credit checks, along with checking for CCJs, employment references etc.
Credit checks simply confirm that you've basically been honest.0 -
Hefty, isn't it?
30x salary for 6 months security on AST...
Plus unfair agents charges... and many agents are under-trained anyway and put unlawful clauses in the contracts (for which they charge money so one could argue everything should be legit, but it's not...)
No it's what is roughly affordable.
Your salary is 2.5x the rent. So you aren't over stretched.
Why are the fees 'unfair'? Is £3 unfair for a burger? Dominos charge £18 for a pizza, is that unfair?
Unlawful clauses? Safely ignore those.0 -
No that's not how it works.
Those are the credit checks, along with checking for CCJs, employment references etc.
Credit checks simply confirm that you've basically been honest.
You're saying that your payment history could be totally trashed with defaults littered over your file, but as long as theres no CCJs, you'd pass a LA check? I'm not convinced...Unlawful clauses? Safely ignore those.
Except that if you're poor you can't (and probably havent had the education to know that you should be able to). The LA can just issue a perfectly legal and legit S21 if you don't abide by one of their unfair terms, and although a legal challenge may well be succesful, you don't know that or have the recourse to be able to do it anyway.Never argue with stupid people, they will drag you down to their level and then beat you with experience.- Mark TwainArguing with idiots is like playing chess with a pigeon: no matter how good you are at chess, its just going to knock over the pieces and strut around like its victorious.0
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