Best currency rate, Croatia.

howlsatthemoon

Hi folks, heading to Croatia in a couple of weeks and was looking at sites to change sterling to Kunas best deal I have come accross so far is from this company
UTMfx ltd

http://unusedtravelmoney.com/Order_your_currency.php?Referrer=CHM

Just wondering if anyone has used them before and what were their experiences.

Thanks

zagfles

Rate is rubbish, 8.54. Current Mastercard rate is 8.863, VISA is 8.832

You'd be better off using a card even if it marked up the rate 3%. Anyone with any sense uses a fee-free card which has no markup.

Getting cash sent in the post is out of the ark, obviously risky, and costs far more than using a decent card to get cash. Why anyone would even consider it in this day and age is beyond me.

howlsatthemoon

Hi zagfles, thank you for your reply.

Getting cash through the post is always what I have done, a wee bit behind the times I know, but I am unsure about how to go about getting a fee-free card. This is something I will look into in the future but at the moment I would just like to use the system I have used before.

Cheers.

FunTime

Walk into a Metro Bank and walk out with a debit card. Put cash into the Metro Bank account, withdraw it at an ATM and/or use for purchases in Croatia.

Alternatively, https://revolut.com Sign up, takes a minute, order physical card via the application, top up account withdraw at an ATM or use for purchases.

zagfles

You probably already have a debit or credit card that'll give you better value than almost 4% markup hidden in the rate. See http://www.moneysavingexpert.com/credit-cards/travel-credit-cards

How do you get your normal GBP cash for spending here in the UK? Do you get that sent by post too?

howlsatthemoon

Jesus!! Come on here for opinions about a website and get a lecture about how I should not be ordering travel money and how I am living in the dark ages and now a feeble attempt at sarcasm.

Please if you cannot answer my original question then please don't say anything at all.

zagfles

You post a "best deal" with a rubbish rate and a referrer link. We're not that thick here.

PeacefulWaters

howlsatthemoon wrote: »

Jesus!! Come on here for opinions about a website and get a lecture about how I should not be ordering travel money and how I am living in the dark ages and now a feeble attempt at sarcasm.

Please if you cannot answer my original question then please don't say anything at all.

You're the one who said you were behind the times.

And every post has given you a pointer in the right direction.

howlsatthemoon

So I take it none of you have used that website then?

FunTime

howlsatthemoon wrote: »

So I take it none of you have used that website then?

None of us would.

howlsatthemoon

Ok, I have taken all your advice and signed up for a revolut card, Metro Bank seems to be based in the south of England/London area so no good to me. Now do you think I would be better transferring all my holiday money on to the card and when I arrive withdraw some or get some Kunas here before I travel? I take it, to use the card it will be the same as using a bank card here. This will be my 1st time using a card abroad so a still bit wary.