We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Paid off the £31,000! BUT - still scrimping!

1217218220222223277

Comments

  • Seasidegal58
    Seasidegal58 Posts: 6,141 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy birthday 🎂🍾 what a lovely surprise seeing your sister and nephew 😊
    so glad you enjoyed family time on your birthday 
    Thank you both so much @PaulieHerts and @in_need_of_direction - it was great to see them both. Made my day.😀
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • moving_forward
    moving_forward Posts: 1,537 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    What a wonderful birthday 👍
    Dedicated Debt Free Wanabee 🤓
    Proud member of the Tilly Tidies since 1st Jan 2022
    2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC
  • Happy belated birthday SSG 🍾🎁🎂🍸🍰🎈. Sorry I missed it but it sounds like you had a good day 🙂.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Happy belated birthday 🎁 
  • Sun_Addict
    Sun_Addict Posts: 24,815 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don’t know if you’ve had the email and not wishing to put temptation in your way, but LIB are doing a beauty box from tomorrow reduced to £20 with some very nice items indeed 👍 You can choose your own things. I got this particular one last year and got a 30ml bottle of Hugo Boss for men as one of the items. Gave it to Mr SA for his birthday and he was very happy indeed. I think you can choose 6 items.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • dawnybabes
    dawnybabes Posts: 3,594 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ooh .... will have to look at that :)
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Seasidegal58
    Seasidegal58 Posts: 6,141 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy belated birthday SSG 🍾🎁🎂🍸🍰🎈. Sorry I missed it but it sounds like you had a good day 🙂.
    Munchin said:
    Happy belated birthday 🎁 
    Thank you both @HairyHandofDartmoor and @Munchin. 😀
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sun_Addict
    Sun_Addict Posts: 24,815 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You have to check the sizes as many of them are travel size. I managed to find 6 items for the £20 box but a lot of things had gone and I suspect they may have done when it was being sold for £30 as still good value. Not a bad haul for £9 though 👍
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • doingitanyway
    doingitanyway Posts: 10,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
     And the exfoliator was very good when I tried it out so I think this will be a regular addition to my beauty products. It's sold in Waitrose too. 

    And I had a look at the £20 box. There was some really good value products on there, e.g. a full size Charlotte Tilbury Lipstick in the must-have colour Pillow Talk. When I bought this some weeks ago with a gift voucher it was retailing at £26!  However by the time I went through the list it had sold out, along with a couple of other products I had my eye on. I think you have to be quick and get on there as soon as you get the email. 

    Anyway, here's the beauty box I received. The message on the make-up bag made my day!!!🤣



    I too tried to get the £20 box too late. All the best buys had gone. Next time I'll be quicker! One of the things I signed up for was to try new things so the smaller sizes suit me. Then if I like it I can always buy a bigger one. I'm terrible for buying products that I don't like and at full price it is a terrible waste. I see Amie in Waitrose sometimes on offer so good to know you were impressed.

    Have a good day all :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.