Rent payment needed before wages!

itchyfeet123

0% credit card? Put all your regular, non-rent, spending on it in the first couple of months until you get a float of your rent or greater. NOTE: this is only a good idea if you can trust yourself with a credit card and will pay it off completely before the 0% ends.

-taff

Send them a cheque for the rent.

bigfreddiel

Payday loan for three days, vent cost that much surely.

Then try to save enough each month to build up your account to pay the rent just before your wages go in.

Cheers fj

zagubov

Yes they're crazy, but it's for three days. Have you got a number to phone to arrange it or a branch you can call in to describe they key point in precise concise detail? It's got to be cheaper than Payday loans.


If your new job can't give a you a sub (which they might if you have good relations with them) then I think this is a BOMAD moment as well. Then adjust your spending to drive down the overdraft on subsequent payment dates.

G_M

Switch your bank to one that offers a free or low cost overdarft.

Use a 0% credit card.

Borrow off a friend/relative for 3 days. for the 1st month or two. During that period put some of your salary aside so that you can get into aposition of being a months rent ahead.

Thrugelmir

-taff wrote: »

Send them a cheque for the rent.

Give them a cheque on the 22nd, won't clear until the 26th (this month).

Atomix

Really sorry but - have a word!

Look - 22nd might be great for you, however 25th is when I get paid every month.... Really sorry but 25th for your rent each month... Here look at my payslip/statement - see you on the 25th then -

Cakeguts

Presumably if you have just moved in you will already have paid the 1st month in advance? So if that was paid on 22nd August then you would have been paid on 25th so you will have the money in the bank for 25th September? Put that in a separate account and then borrow the minimum you need to live on. If you do it this way round you might find that you don't need to borrow very much because you will already have the rent for next month.

mije1983

Atomix wrote: »

Really sorry but - have a word!

Look - 22nd might be great for you, however 25th is when I get paid every month.... Really sorry but 25th for your rent each month... Here look at my payslip/statement - see you on the 25th then -

But really, is that the landlord's problem? And the OP said 25th at the earliest. So I presume some months it will be later. The OP may well be evicted at the first available opportunity if they take this route, but if they are happy to leave at the end of the tenancy and don't care about a reference........

OP, what does it state on your tenancy agreement regarding the payment date?

AnotherJoe

SJBroonie wrote: »

Hi,
I have never posted on here so I apologise if I am in the wrong area, but I need some advice. I have just moved into a new private rented house and my rent is due each month on the 22nd. However, my wages are not paid into my account until the 25th, at the earliest each month. Unfortunately my landlord is very strict about the rent date and will not let me change it. What can I do to try and bridge the gap between the 2 dates? I have looked into extending my overdraft on my current account but the interest charges are crazy! Does anybody have any suggestions of a good system where I can pretty much borrow my rental amount each month and then pay it back a few days later??
Thanks

If you are really living hand to mouth in this fashion, sooner or later you'll come a cropper, just one expense, and you are into a spiral of debt. Why did you rent a house you essentially cannot afford ?

Borrow a months rent on credit card or overdraft, and then focus on saving to get a buffer of several months salary and paying that off. Cut back every single item of spending. No going out, no starbucks, no holidays, no nothing until you've done that, and if thats not possible move or get another / an extra job