Challenge Debra...life goes on

hign10pines

Just send an extra payment to Avant of £27.69!!! The normal monthly payment of £92.11 goes out tomorrow , on Friday I should get an up to date balance.

Waiting to have my bank verified with Paypal then I can sent my £5 Opinion Outpost cash to my bank. I have a balance of £2.80 and £5.75 pending on Prolific.

hign10pines

So £39.62 of the £92.11 payment to Avant has gone on principle. On Friday £21.71 of the £27.69 OP will go on prinicple I am trying to get this paid as quick as possible.

ASDA decided to cancel my food order for today. No explanation as to why, last time I checked my order was still scheduled for this afternoon then I just got an email to say it was canceled. There is still a pending charge on my food credit card meaning no enough credit left to use that for a new order! Have done a new order for tomorrow but need to go out to get food for today.

UPDATE on ASDA order: Got a phone call to say that it was an issue with the staff so I have been given a £15 e voucher.

hign10pines

Got another job interview lined up! It would be with a different trust but actually in the same hospital I am now. Not sure how it works now I'm off sick for the next two weeks plus my sickness record is horrible.

Either way I am reducing to 2 days a week with my current job then either get a 2nd part time job or work bank.

Working on bank figures:
2 x night shift = 224
1 x night shift = 112
1 x night shift + 6 hr day = 209

hign10pines

Not sure what to do with survey money. So far I've paid £5 to the natwest loan and have £14.10 balance & £10.20 pending on Prolific. I think I'm going to transfer to my bank every Friday as long as I'm £5+

hign10pines

This debt busting is hard work Waiting on my payout from Polific (£20.55) and have a balance of £7.65 and pending balance of £4. Cashing out anything below £20 incurs fees so it might be a while before my 2nd payout Have another 85 points on Opinion Outpost but trying to only cash out as 100 (£5).

Going to sell my wii + games wont get much for them but it will free up space. Also have some cds + dvds going to ziffit. Loads more that they won't accept so my try amazon or music magpie or some other type company.

I had the change of 2 job interviews this week but as I'm signed off sick, I can't really go to them as they are both NHS I do however have a nursing home 'interview' on Thursday that I'd like to use as my debts job.

hign10pines

1st August debt update:

TOTAL = £7438.13

I'm not including the credit union loan as that comes out my wage direct.

hign10pines

Why is it so hard to sell dvds?! I have £32 (ish) to come from Ziffit but music magpie is terrible 30 dvds for £5 I think not.

I probably have 50 dvds to sell plus a wii + 14 games. It's more of wanting to declutter. Not sure if to continue to try to sell or just give to charity.

Another £5 to come from Opinion Outpost and the £20.55 from Prolific is finally on it's way to my bank, unfortunately surveys have slowed down with Prolific

hign10pines

£20.55 from Prolific paid off the Natwest loan and awaiting £5 from Opinion Outpost.

hign10pines

So it looks like I get charge interest on any overpayments to my natwest loan is that normal?

hign10pines

Todays list:

• pick up parcel from post office
• increase Natwest loan min payment
• cex dvds + wii games
• go more surveys - prolific & opinion outpost

So I have decided to increase my min payment to the loan by £25 this money will come from surveys and save the change (if needed). Anything left will go on other debts.

Basically all my wii games and most of our dvds we are getting rid off. If we can't sell/trade then it's to a charity shop. It's more about freeing up space more than the money.