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New beginnings.... lets get this debt cracked!!!

1356

Comments

  • Thanks PMO2.... I hope I am... some days I feel in control and then other days the realisation of it all hits me again!! Xx
  • 3 letters all from american express today. 1 demanding full payment, 1 accepting dmp and stopping interest and 1 saying the debt was being transferred to NCO.... so confusing and no doubt other letters from NCO winging their way to me!!!! Not so happy day today..... x
  • Feel shattered - hardly slept with the letters from amex yesterday.... still waiting to hear from 3 creditors as to whether they accept the dmp - even though they'll of had the first payment yesterday... I also try and use the thread for support but feel sometimes I get spoken to like I am a bloody fool..... homestly it costs nothing to be nice!!! X
  • Florence_J
    Florence_J Posts: 1,942 Forumite
    Fifth Anniversary 1,000 Posts Combo Breaker
    I'm sorry that you haven't been treated that well. I hope things pick up. You are not a fool. Some people should be nicer! :)
    Debt Free Stage 1 - Completed 27/08/2020
    Debt Free Stage 2 - Completed 50/181 Payments
  • Thank you Florence xxxx
  • BAarclaycard and Lloyds are saying they havent heard from sc even though they have had the first payment.... interest from lloyds is shocking - the sooner they default me the better..tried emailing sc over a week ago about and no reply so gonna ring first thing.... nightmare as keep getting the calls about payment again off them!!!! Things seem to settle down for a bit and then bam you're back to square 1!!!! Xxx
  • Eyebright
    Eyebright Posts: 1,019 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Hi Tiggerlou,

    Well done on taking these first difficult steps to sorting out your finances and becoming debt free. Hope you can speak to StepChange tomorrow and get everything sorted out quickly for your own peace of mind.

    Hang in there! :):):)
  • Well what a day... came home to a letter saying they've overpaid me £8000 in child tax credits.... sent stepchange a message to see what I do next... aaarrrggghh
  • Rosylee
    Rosylee Posts: 201 Forumite
    Oh no! That's awful Tigger. Hopefully SC will be able to advise you.
  • Hoping so Rosylee.... hoping the'll add it to the dmp and I will have to see if I can pay anymore into it xxx
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