Poll: Invest in equities now or wait

tgon

Kendall80 wrote: »

Anyway, net result = i'm sat on far too much cash in my ISA account right now and struggling to find somewhere to put it.

Same here

Thrugelmir

Kendall80 wrote: »

I've taken profits - wouldve rebalanced but my only 'loser' is UK property. I'm not confident enough in that sector to go ploughing 1000s into it! Anyway, net result = i'm sat on far too much cash in my ISA account right now and struggling to find somewhere to put it.

Why are you taking profits and cutting out the losers. Winners often have further to run. Waiting for losers to turn around may be a long time coming.

adindas

Thrugelmir wrote: »

Drip, drip, drip into whatever is attractive at the time.

Time in the market is what matters, not timing the market.

You mean >>

IS it time in the market is to buy when you think it is low ?? If so how do we know that ????

C_Mababejive

I'm reluctant to pump too much money into equities at the moment. I am stockpiling the divi income and using it to make strategic and hopefully well timed buys.

hoc

The markets are high now, but there are always good buys. Regular or not, I don't always buy an index.

george4064

C_Mababejive wrote: »

I'm reluctant to pump too much money into equities at the moment. I am stockpiling the divi income and using it to make strategic and hopefully well timed buys.

I sometimes consider doing this, but how long are you going to wait??

If the market carries on slowly rising you would've been better off re-investing the income automatically, you risk missing out on the snowballing effect by stockpiling the divi income...

BananaRepublic

You may think the market is overpriced, but it could go on being overpriced for many years, and you would lose out by not jumping on board. Like many here, I have no view on the market, and generally invest when I have the readies.

However, I have a buffer of about £20,000 sitting around, and which is growing each month, and I am not to sure what to do with it. It is there in case of emergencies e.g. unemployment. I should really trim it down to a more reasonable safety net, and invest the rest.

redmalc

I took a lot of profit earlier this week,like others have said I am sitting on a vast amount of cash at the moment which is not good.
I am just so unsure which way the market will go in the next few months and looking at retirement in the next couple of years so a bit edgy at the moment

Newly_retired

Am already retired but could live another 30 years. Not sure what to do.

Thrugelmir

adindas wrote: »

You mean >>

IS it time in the market is to buy when you think it is low ?? If so how do we know that ????

No. Around 60% of total return is generated by reinvesting income. While prices may rise and fall. The majority of dividend paying companies increase their payouts ever year.

Companies are valued by the market on future potential earnings not current. Which makes the value attributed to a particular company more of a science than hard fact. As the realisable value of a company is a fraction of it's market value.

Personally I don't buy markets. As a market can consist of hundreds of shares. Every day some share prices will rise, some will fall and some will remain unchanged. The FTSE could fall on a given day simply because a number of major weighted constituents in the index go ex-div on the same day.