We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
Buying a house with culvert?

Wig
Posts: 14,139 Forumite
I am considering buying a house that has a clean water culvert on the border (but within the boundary). It is a sloping culvert from the under the road at the front of the property , down the hill under the driveway and garden, and exits into a ditch at the bottom in a pony paddock. Total length about 15 metres and sloping down about 5m in height.
It used to be a ditch, but present owner built an extension and created the culvert. It does not run under the house, it is about 2m away at it’s nearest and 4m away at the furthest point.
On the other side of the road I am guessing it is a ditch before going under the road.
There are no inspection pits on “my property” I would have though an inspection pit would have been a good idea, beside the road front, and further another down the slope.
He got planning permission in 2004, we are checking with the council that he had permission to culvert the ditch… probably did as it is under the driveway now.
Should I be concerned about being a Reparian Owner?
Would this stop mortgage companies from lending on the property? I am a cash buyer.
Thanks for your advice.
It used to be a ditch, but present owner built an extension and created the culvert. It does not run under the house, it is about 2m away at it’s nearest and 4m away at the furthest point.
On the other side of the road I am guessing it is a ditch before going under the road.
There are no inspection pits on “my property” I would have though an inspection pit would have been a good idea, beside the road front, and further another down the slope.
He got planning permission in 2004, we are checking with the council that he had permission to culvert the ditch… probably did as it is under the driveway now.
Should I be concerned about being a Reparian Owner?
Would this stop mortgage companies from lending on the property? I am a cash buyer.
Thanks for your advice.
0
Comments
-
Sounds like you might have fishing rights. Install an inspection chamber, and then charge punters by the hour to use it for fishing.
Watch out for flood risk though.......0 -
Would this stop mortgage companies from lending on the property? I am a cash buyer.
.
If you're a cash buyer why do you give a hoot what mortgage companies think ? Unless you're worried about resale....
A 12 year old culvert shouldn't be a problem in itself but i'd want to know what flows are feeding it.0 -
We have a culvert. Wasn't an issue for our mortgage lender.I'm a Forum Ambassador on the housing, mortgages, student & coronavirus Boards, money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
-
Having a watercourse running through your property will make you a riparian owner, the EA Living on the edge document at the link below should give you a guide on what this means.
Living on the Edge
As said above it is relatively recent and therefore shouldn't be a problem provided it is well built and sized for the peak flow of the ditch during extreme events. You should also check it regularly to ensure that the inlet isnt blocked with debris.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 349.9K Banking & Borrowing
- 252.6K Reduce Debt & Boost Income
- 453K Spending & Discounts
- 242.8K Work, Benefits & Business
- 619.6K Mortgages, Homes & Bills
- 176.4K Life & Family
- 255.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards