We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Should I pay now?

2»

Comments

  • Hi all, and many thanks for the repsonse!

    So I went ahead and did the Experian £2 statutory check, the letter took ages to come, hence late reply.

    And I cannot find anything to do with Lowell on there.

    I dont want to mess anything up before getting my mortgage, what should I do now? I dont even know if checked the report properly.

    Thank you all so much!
  • If you've now got copies of all 3 of your credit reports and there is no reference to a default or any mention of Tesco Mobile / Lowell then you should be ok.

    Just make sure you keep checking Noddle and ClearScore monthly to make sure everything is normal and say a month before you are going to make a mortgage application apply again for the £2 Experian report. It will also help your broker if you run into any problems down the line for them to have up to date copies of your credit reports.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • @candyapple

    Thank you for the advice. I've rechecked my latest reports on all 3, it seems clear for now. I am going to be making the application most likely today or tomorrow.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.