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Should I pay now?

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  • Hi all, and many thanks for the repsonse!

    So I went ahead and did the Experian £2 statutory check, the letter took ages to come, hence late reply.

    And I cannot find anything to do with Lowell on there.

    I dont want to mess anything up before getting my mortgage, what should I do now? I dont even know if checked the report properly.

    Thank you all so much!
  • If you've now got copies of all 3 of your credit reports and there is no reference to a default or any mention of Tesco Mobile / Lowell then you should be ok.

    Just make sure you keep checking Noddle and ClearScore monthly to make sure everything is normal and say a month before you are going to make a mortgage application apply again for the £2 Experian report. It will also help your broker if you run into any problems down the line for them to have up to date copies of your credit reports.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • @candyapple

    Thank you for the advice. I've rechecked my latest reports on all 3, it seems clear for now. I am going to be making the application most likely today or tomorrow.
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