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Leasing company have delivered car but have lost my paperwork

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  • bigjl
    bigjl Posts: 6,457 Forumite
    Fizzle616 wrote: »
    Thanks for all the replies, I called the broker today who have admitted they have just made a massive mistake with the paperwork and couldn't tell me what would happen if I didn't return anything as they've never been in this position before.

    It's currently the dealer that's out of pocket as they haven't been paid which I thought was strange but they explained they purchase that many cars through them that they will deliver the car as long as the finance is agreed as normally only takes a couple of days max to get them the funds. He did point out that this !!!! up had probably put an end to that good will!



    I have never, ever, heard of a Dealer releasing a vehicle without full payment.

    Never heard of any Dealer having "goodwill" allowing a car to be delivered before payment.
  • DoaM
    DoaM Posts: 11,863 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    bigjl wrote: »
    I have never, ever, heard of a Dealer releasing a vehicle without full payment.

    Never heard of any Dealer having "goodwill" allowing a car to be delivered before payment.

    If this arrangement has been ongoing for a long time, had lead to several vehicles per week being processed, and has never led to a problem before, then I could understand if such a "goodwill" arrangement was in place ... the broker doesn't have to work with that dealer, so the arrangement has obviously been good for both parties until now.
  • bigjl
    bigjl Posts: 6,457 Forumite
    DoaM wrote: »
    If this arrangement has been ongoing for a long time, had lead to several vehicles per week being processed, and has never led to a problem before, then I could understand if such a "goodwill" arrangement was in place ... the broker doesn't have to work with that dealer, so the arrangement has obviously been good for both parties until now.

    I can understand if there was some form of "goodwill" between a large fleet buyer and a dealer, such as a large public body.

    But I have never heard of any dealer releasing a vehicle without being paid.

    A broker is simply a middle man.
  • DoaM
    DoaM Posts: 11,863 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    I'm not in the business so I have no idea - I merely posed a hypothesis. :)
  • prowla
    prowla Posts: 14,007 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Does the company having delivered the car and handed over the keys suffice in making the OP the "keeper"?
  • Mercdriver
    Mercdriver Posts: 3,898 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    bigjl wrote: »
    I can understand if there was some form of "goodwill" between a large fleet buyer and a dealer, such as a large public body.

    But I have never heard of any dealer releasing a vehicle without being paid.

    A broker is simply a middle man.

    Doesn't mean it doesn't happen. I would agree that it is a foolish and risky thing to do, but that doesn't mean it doesn't happen
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    prowla wrote: »
    Does the company having delivered the car and handed over the keys suffice in making the OP the "keeper"?
    You seem to be confusing the registered keeper - which may well be the lease company anyway - with the legal owner - which will definitely be the lease company anyway.
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