Facing up and cracking on

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13468914

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  • remote_control
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    1/30 listed on eBay, really scraping the barrel to find anything
  • remote_control
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    Make that 2/30 listed on eBay
  • remote_control
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    Feeling a bit meh with it all so am going to start posting daily if you don't mind!

    Anyone want to pay off £20k with me and lose 10lbs?

    Weight
    Went for a run
    Had a sensible sized lunch but did have a second breakfast with a friend!
    Last of the chocolate to go tonight!

    Money
    NSD
    Dinner from scratch (so hopefully cheaper)
    Internet banking details arrived for new balance transfer card
  • One-step-at-a-time
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    Feeling a bit meh with it all so am going to start posting daily if you don't mind!

    Anyone want to pay off £20k with me and lose 10lbs?

    Weight
    Went for a run
    Had a sensible sized lunch but did have a second breakfast with a friend!
    Last of the chocolate to go tonight!

    Money
    NSD
    Dinner from scratch (so hopefully cheaper)
    Internet banking details arrived for new balance transfer card

    Go on then, I'm in! Rather more than £20k to shift (but on the case), and 10lbs to jettison too. Today's exercise substitute was tackling the garden :)
    Debt-free August 21, Mortgage-neutral April 24
  • remote_control
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    Great One-Step. Let's do this! I have subscribed to your diary.

    Feeling much better today

    Weight
    Ate cake
    Went for a walk around the block in the rain
    Soup for lunch

    Money
    Balance transfers pretty much gone through and have set up fixed payments on all the cards which totals £621 a month. We should be able to manage this and it gives a DFD of Dec 2020 so I'm excited about getting this date down. Seems straightforward now in a way.
  • remote_control
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    Update for yesterday: Weight and food both rubbish!

    A minimum payment DD came out today towards one of the debts. I'd already made a manual payment so wasn't expecting it to. Anyway, we can afford it so that's all good! Paid off 1% yesterday towards the debt I'm doing the 1% challenge for. And got accepted for a half an hour focus group on Fri for which I should get £20.
  • One-step-at-a-time
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    A minimum payment DD came out today towards one of the debts. I'd already made a manual payment so wasn't expecting it to.
    I've been caught out by that one more than once! Despite the AARGH it's always good to see the numbers shrink :)
    Debt-free August 21, Mortgage-neutral April 24
  • remote_control
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    Yeah. We're very comfortable really, so we can afford an extra £40 debt repayment. As it is all on 0% and ticking down nicely we haven't really pushed ourselves. It's only now we've added £4K due to large house repairs (we did save for a lot of the repairs) that I feel all nervous and worried. We don't add to the debt with our monthly spending and live comfortably within our means.

    Can anyone explain to me the thing where you scan your receipts? Or point me in the direction of a guide. I don't really know where to look but I have seen others on here do this and get vouchers I think? Thank you!
  • remote_control
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    Weight
    Been really sensible with my eating yesterday and today. First time in a long time

    Money
    Re-joined Swagbucks, trying to figure out how it actually works!! Also signed up for two survey sites.
    Up to 15% with my 1% challenge and should get to 16% tonight which is exciting. Surveys seem to have gone quiet now and not a lot to cash out. Still that is an extra 16%.
    Did some overtime.
    money is on my mind a lot

    Would still like to understand the scanning receipts thing if someone could please tell me!
  • wishingthemortgaheaway
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    Hi, just having a mooch round some diaries, I use receipt hog from my receipts, you get coins as rewards 12000 coins =£50, it's going to take me years, but, it doesn't actually take long, so it will eventually be free money

    Wish
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
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