Supermarket "bump"

Paradigm

I've just had the father in law on the phone, both he & another car were reversing out of their respective parking spaces... neither saw the other & bump.
Small scuff on the rear corner of FILs & slight dent on a panel of the other. FIL isn't going to claim for his damage.
Am I right in thinking this will be 50-50 as they were both reversing at the time?

spiro

I would say 50/50. That is why we're I work and some other companies all cars must be reverse parked as it is deemed to be safer to drive out of a parking space. It does make loader shopping harder.

AdrianC

Yep, neither were paying any attention, so 50/50.

Paradigm

AdrianC wrote: »

Yep, neither were paying any attention, so 50/50.

You got that right, couple of muppets

arcon5

How did the other driver handle it?
Might be best to agree to deal with your own damage, go separate ways and pretend it never happened

shaun_from_Africa

arcon5 wrote: »

How did the other driver handle it?
Might be best to agree to deal with your own damage, go separate ways and pretend it never happened

Even though that's in breach of motor insurance policy terms, that is exactly what I would do and I suspect, what a very large percentage of other drivers would do as well.

If you report it, even as "info only, no claim being made", the only people who get any benefit would be the insurance companies themselves.

Strider590

shaun_from_Africa wrote: »

Even though that's in breach of motor insurance policy terms, that is exactly what I would do and I suspect, what a very large percentage of other drivers would do as well.

Given the number of drivers who think it's ok to brake test people, with the "it won't cost me anything" mentality, I strongly doubt that most drivers realise just how car insurance really works.

Paradigm

shaun_from_Africa wrote: »

Even though that's in breach of motor insurance policy terms, that is exactly what I would do and I suspect, what a very large percentage of other drivers would do as well.

If you report it, even as "info only, no claim being made", the only people who get any benefit would be the insurance companies themselves.

Absolutely agree but sadly the other party is going through their insurance so there's no wriggle room.... ah well!

Marvel1

Paradigm wrote: »

Absolutely agree but sadly the other party is going through their insurance so there's no wriggle room.... ah well!

Is the driver expecting they are not too blame :rotfl:
But they will find out at renewal time it was not worth it.

Problem is now your father in law would also have to inform his insurance, I think, anyone confirm?

AdrianC

Strider590 wrote: »

Given the number of drivers who think it's ok to brake test people, with the "it won't cost me anything" mentality, I strongly doubt that most drivers realise just how car insurance really works.

It's simpler than that. A lot of people really ARE that stupid.

arcon5

cjdavies wrote: »

Is the driver expecting they are not too blame :rotfl:
But they will find out at renewal time it was not worth it.

Problem is now your father in law would also have to inform his insurance, I think, anyone confirm?

Yes he does sadly! The incident will be on the central database now and a claim possibly being passed on to his insurer with a view of split liability. Best to report before the other parties insurance send the claim