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HSBC Credit limit

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  • Gouki7851
    Gouki7851 Posts: 46 Forumite
    I checked noddle and clearscore and nothing is showing, so can only assume it is experian hsbc check. However I am not signed up so cannot confirm this.
  • Rosie111
    Rosie111 Posts: 47 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    They searched Experian for me.
  • I just applied for this one. They searched Experian. I'm unsure if I've been approved. I called and the lady said that they're still processing my application.
  • I applied because of this thread, applied Monday night got acceptance letter a week later and the card today. So just over 2 weeks in all. Got accepted with a £5500 limit.

    Initial registering and online banking is absolutely awful though
  • System
    System Posts: 178,348 Community Admin
    10,000 Posts Photogenic Name Dropper
    I've put in an application because of this thread too. Not expecting an acceptance as I've been declined by Aqua and Barclaycard Initial but thought I'd give it a shot. Applied Sunday :)
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • I had to provide additional ID
  • Lith
    Lith Posts: 897 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Credit Card Applications are weird... I've been reclined by nationwide and halifax, yet i was approved by American Express and HSBC.


    That stupid Scoring system is a farce.
    HSBC (Main A/C)
    Halifax Back up A/C
    Lloyds (Spending) A/C
    RBS Back up A/C
    Barclays Old A/C
    Nationwide Old A/C
  • Hahah, approved by Nationwide and Lloyds, declined by American Express. Unsure about HSBC. Was approved by Aqua and Barclays.
  • I think I will apply too, a card with a £5k limit could come in handy if I ever get into a tight spot.
    I have a capital one card with a £250 limit but I don't think think I have ever used it, just doesn't make sense to borrow such a small amount.
  • System
    System Posts: 178,348 Community Admin
    10,000 Posts Photogenic Name Dropper
    I almost can't believe they'd give such a generous limit unless someone was A* perfect! Expecting my decline letter anyway now lol. My Capital One card is a £750 limit but I'd like to transfer if possible to a lower interest.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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