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:) Sat 6th/Sun 7th August - What Small Debt Free Wannabe things will you do today?

lego_mum
Posts: 352 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
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Comments
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Morning all, thanks Lego mum for starting us off nice and early lol:rotfl:
So list for today:
Check banks
Check free postcode lottery
Fly lady living room and bathroom
Washing on line to dry, weather dependent
Sort out stuff for Carboot tomorrow and get car loaded
List stuff on fleabay
List stuff on gum tree
Maybe some ironing??
That's enough for starters, I'll see how things go after this lot
Happy weekend all:TSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61000 -
Morning all.
Going to be s lovely day. All our valley smells of cut grass.
A no spend weekend ahead, which is nice.
My list of jobs is enormous but nothing too urgent.
Have a good weekend all
M0 -
Morning legomum thanks for starting us off. Hope you got some more sleep. DD up late last night and early again this morning. Boo. :hello: to all that follow
Car recovery ran out - swapped to car r3scu3 after making note from ally a while ago. Thanks for the tip. Used £co too
List for today:
Make marmalade cake in bread maker
Post 2 fleabay sales
Couple of loads of washing on low and dry outside
Pop to shop with small list for rest of meals for week
Visit relatives later so should be NSD apart from postage and food
See if I can,it's anything else, bump local selling pages, not getting much joy to be honest.
Think that's about all for now, check back later. PF.0 -
Well hello there pals :wave:
Gosh legomum!!! I hope you can get a wee snooze at some point!!
I'm holiday planning for our anniversary trip away.So far it's £60 for 2 flights, 'boutique hostel' for £150 for 2 nights so just 1 extra night to book and then car hire so should be about £150-£200 per person. :T Holiday planning has a feel good factor that you can't put a price on.
Today is all about laundry for me - so much of it yet again.
Then hoovering round and shampooing carpets/washing floors.
OH is working job#2. :A
More batch cooking
Need to email tenant and fill out mortgage paperwork.
Night in tonight - free ebook, something on netflix etc
Catch up soon!0 -
Morning all!
Hopefully a cheap weekend on the cards here too. Blimey, I hope all you early birds got back to sleep after those posts in the wee small hours! I was rudely awakened by DD who is helping her nan with a carboot - she's on the MSE wagon as well!
My list for the weekend:
- finish up decluttering our spare bedroom and list the last things online.
- going to a bbq this afternoon so I need to find a cheap (but not disgusting) bottle of wine to take
- make some potato salad to take with us as well
- find a new cross stitch project to start as I finished one yesterday - I'm doing a challenge to use up my existing craft stash instead of buying new stuff
- post an ebay parcel
- Make my PADs to the credit card account
- Clean the kitchen and sort the food cupboards so I can make the smallest shopping list possible!
Have a lovely day everyoneTotal Debts @ LBM (May 2012): £14685 / Current total: £5713
My goal: debt free (apart from Mortgage) by July 2018
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DD is currently making a mess of the kitchen making cakes! Nearly time to lick spoons...
- post flebay parcel
- relisted all flebay and faceache posts. I'm not getting much joy either PF haven't sold anything on faceache local page for ages
- enter a few comps - getting a bit bored of this at the mo as haven't won for absolutely ages
- trying to cancel my childcare voucher order as DD goes to secondary.
- MR: free lunch
- Researching a holiday to Majorca. Want to go to the north of the island but cant find anything much cheaper than £1,800. I've followed Martin's advice page on this but this is the best I can find. :-( don't think we'll be going at this rate. So determined not to put it on a CC.
- Getting a few quotes on mending and dry cleaning my winter coat so it all ready to go in September.Competition wins £14,136.30[\COLOR]0 -
Today I have/will:
1. Checked online banking
2. Walked 7000 steps and received my bounts points
3. Fed garden
4. Changed bed linen and cleaned room
5. Read free book
6. Check budget for next week
7. Meals from stores
8. FPL
9. Surveys
10. Watch study dvdTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Morning all
I'm back after 3 fantastic but very spendy days in London with the kids. On the plus side I have recorded every spend as I've gone, so although I've splashed the cash I know exactly how much...
Hope everyone is doing ok - I will try and catch up with earlier threads a bit later. Life has gone on while we've been away so I have quite a bit of stuff to do.
:cool2: check banking and PAD
:cool2: exercise for health
:cool2: pokemon hunting with the kids
:cool2: monthly cat food shop
:cool2: meal plan and grocery shop for the week ahead
:cool2: loads of washing and line drying
:cool2: hoover through
:cool2: get the kids houseworking
:cool2: check tcb and £co
:cool2: visit my mam for a catch up and a free feed
:cool2: crochet
Right, best get on then. See you all later :wave:Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Legomum you poor thing getting insomnia. Do you think its stress from the refurb?
Maria How is life on the farm now? Are things a bit more stable?
La E sounds a great trip. Hope it will be great.
Hello everyone
Decent day here so far. Spends very low for the whole week as I am the holiday childcaresaved £25 per day on camp for DS. Not that he has wanted to go. Entertainment has been spending time in the garden and parks. Ok not the most exciting but we are on a very tight budget this month so good for that.
Found a big pork roast for £3.65 that is going to do pork and home made coleslaw tonight.
OH ferretting around for more high value comics to sell off. He has so many that go for peanuts but occasionally we get £20 for 1.
OH also tidied the dining room whilst I was out as that had been reaching ROD levels of scariness (room of doom for any non flyladies out there) you forget how much room little kids items take up. 1 pushchair. 1 travelcot with toys set up as a saftey pen holding area/baby jail as DS refers to it. Lol. Added to the fact we all have bicycles kept in the house. A table and chairs and eek.
Used up 2 wraps for our lunch. Have been ruthless about food waste this week.
Think thats it for now.
Bob" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Evening all
Thanks for starting the thread Legomum, hope you get more sleep tonight - I know I am off soon!
Unimpressive list for me today as I am officially grandma'd out! Combination of bored 13 year old and enthusiastic 2 year old :eek:
Made pancakes for kids for breakfast
Decorated a 'beautiful cake' with 2 y o, well, it certainly had lots of sprinkles - and yellow raspberries from the garden :rotfl:
Her diplodocus needed a bath, so we did that :rotfl::rotfl:
Put 2 y o in pushchair and walked round town with 13 y o, to look round our rather unexciting shops. Little one slept for half an hour, thank goodness!
Bought bread and drinks from Mr S
Fed ducks when l o woke up, not with the fresh bread I hasten to add! Though I did open it to give lo a slice of fresh bread rather than taking the scraps back off the ducks to eat :eek:
Got grandad to blow up the paddling pool with the pump thingy that plugs into his truck
Got very wet!
Cleared up loads of wees, as potty training not going too well atm :rotfl:
Picked raspberries, blueberries and cherry tomatoes, all of which got eaten :rotfl:
Made chicken and chips for 13 y o once baby had gone home
Managed to water the French beans, everything else will have to wait till tomorrow!
Tons of washing up in the sink :eek:
Plus at least 2 dishwashers full :eek::eek:
Washing dried on line
Sold 2 very small items on ebay, the first for a few days, as all the buyers seem to be in holiday mode... managed to find and post one first thing, as it was of the type that could fit easily into a jiffy bag with a free large letter stamp from RM surveys - the other item can wait till Monday!
Off to bed in a minute!!!!0
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