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Noble_Viking

[[[[deleted]]]] [[[[deleted]]]]

eDicky

See the MSE advice:

http://www.moneysavingexpert.com/travel/cheap-travel-money

Kernow666

read this


http://www.moneysavingexpert.com/credit-cards/travel-credit-cards


or


http://www.moneysavingexpert.com/credit-cards/prepaid-travel-cards

eDicky

You would probably do better with Revolut instead of WeSwap.

NiftyDigits

Noble_Viking wrote: »

I opted in the end for the Virgin Essential Current Account!

Why?

..........

NiftyDigits

Noble_Viking wrote: »

Because it is free to use abroad... VM just convert your country currency you are in to GBP using the current VISA rate. Have used the card for the last two days in Sweden, and I am very impressed with the exchange rate I am getting. Certainly a card to consider for use abroad.

Some websites list the Forex Fee as being 2.99%. Perhaps the product has been updated since.
Also a £1.50 ATM withdrawal charge is listed.

Outside the UK, we will charge you for using your
debit card to withdraw cash (at £1.50 per transaction).
We do not charge you if you use your card to make
purchases.
› The exchange rate for overseas transactions is determined
by VISA on the day they receive the transaction.
› Please tell us before you travel abroad to help avoid
any issues with using your card while you are away.
› We recommend you take other sources of money,
not just your debit card.

http://uk.virginmoney.com/virgin/downloads/Debit_Card_Leaflet.pdf

Seems to indicate fee free purchases and not terrible for withdrawals.
Only the Visa rate with which to contend.

eDicky

NiftyDigits wrote: »

Some websites list the Forex Fee as being 2.99%. Perhaps the product has been updated since.

I noticed the same thing. Let us know if you're sure there is no 2.99% added on your statement. If not, you've 'discovered' a decent card for foreign spending. The VISA rate is hardly a drawback.