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Does evans halshaw charge for using a Credit Card

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  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    They were probably prepared to do a deal for you; ours was a Motability deposit so not really any profit margin.

    No, standard practice, deposit on credit card but balance on debit card.

    My transaction wasn't Evans halshaw, but another main dealer, EH are pretty much our closes larger dealership but poor experience there has meant I've never used them apart from servicing company cars when they were OK.
  • pstuart
    pstuart Posts: 668 Forumite
    edited 4 August 2016 at 4:24PM
    They were probably prepared to do a deal for you; ours was a Motability deposit so not really any profit margin.


    "Not really any profit margin"

    They might lead you to to believe that but its not true.
  • molerat
    molerat Posts: 34,562 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If Motability is not a nice little earner why are dealerships falling over themselves to offer it ?
  • konark
    konark Posts: 1,260 Forumite
    Evans Halshaw won't do anything where's there's 'not really any profit margin'.
  • rhysadams
    rhysadams Posts: 303 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Usually the majority of dealers will charge to pay by credit card, this is usually because they have to pay the merchant around 1.7 to 2.5% of the transaction, this now also applies to Visa Debit cards. Amex seems to be the favourite at the moment, they have got rates of around 1.9% and have noticed recently the surcharges are much less when trying to pay with this kind of card.
  • Moto2
    Moto2 Posts: 2,206 Forumite
    rhysadams wrote: »
    Usually the majority of dealers will charge to pay by credit card, this is usually because they have to pay the merchant around 1.7 to 2.5% of the transaction, this now also applies to Visa Debit cards. Amex seems to be the favourite at the moment, they have got rates of around 1.9% and have noticed recently the surcharges are much less when trying to pay with this kind of card.


    Doesn't the Payment Card Interchange Fee Regulations cap the merchant fees at 0.2% for debit and 0.3% for credit cards?
    Change is inevitable, except from a vending machine.
  • cajef
    cajef Posts: 6,283 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I bought a brand new Honda for cash a couple of years ago from a main dealer, the dealer accepted a CC for the deposit but would only accept debit card, bank transfer or cheque for the balance and if cheque would not release the car till it had cleared.
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