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Does evans halshaw charge for using a Credit Card
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Tigsteroonie wrote: »They were probably prepared to do a deal for you; ours was a Motability deposit so not really any profit margin.
No, standard practice, deposit on credit card but balance on debit card.
My transaction wasn't Evans halshaw, but another main dealer, EH are pretty much our closes larger dealership but poor experience there has meant I've never used them apart from servicing company cars when they were OK.0 -
Tigsteroonie wrote: »They were probably prepared to do a deal for you; ours was a Motability deposit so not really any profit margin.
"Not really any profit margin"
They might lead you to to believe that but its not true.0 -
If Motability is not a nice little earner why are dealerships falling over themselves to offer it ?0
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Evans Halshaw won't do anything where's there's 'not really any profit margin'.0
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Usually the majority of dealers will charge to pay by credit card, this is usually because they have to pay the merchant around 1.7 to 2.5% of the transaction, this now also applies to Visa Debit cards. Amex seems to be the favourite at the moment, they have got rates of around 1.9% and have noticed recently the surcharges are much less when trying to pay with this kind of card.0
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Usually the majority of dealers will charge to pay by credit card, this is usually because they have to pay the merchant around 1.7 to 2.5% of the transaction, this now also applies to Visa Debit cards. Amex seems to be the favourite at the moment, they have got rates of around 1.9% and have noticed recently the surcharges are much less when trying to pay with this kind of card.
Doesn't the Payment Card Interchange Fee Regulations cap the merchant fees at 0.2% for debit and 0.3% for credit cards?Change is inevitable, except from a vending machine.0 -
I bought a brand new Honda for cash a couple of years ago from a main dealer, the dealer accepted a CC for the deposit but would only accept debit card, bank transfer or cheque for the balance and if cheque would not release the car till it had cleared.0
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