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Back in debt but not out

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  • Morning,

    DH spoke to his sister last night, MiL is staying with her, she's still confused. SiL thinks that MiL has only got a few months left. SiL used to look after old people so knows the signs.

    Bank account checked, nothing untoward there.

    Not made my lunch today.

    Will go through my surveys again today and try and build them up. Ones that have a cash payout, I'm going to pay off the Cap One card first and then plough in to MBNA. The rest I'm going to get vouchers and put them away for Christmas and birthdays.
  • MeandO
    MeandO Posts: 3,236 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Sorry to hear the not-so-great news about MIL, hopefully things become easier and the confusion clears a little. Unfortunately I have lots of experience with my Mum having strokes and more recently, my Dad. It is very difficult for the family as well as the patient. Sending hugs.

    I'm all motivated with the surveys too presently, but they seem to have dried up! :(
    x
    Mortgage @ 03/2019: £125,000, Now: £51,706.16
    Mortgage OP’s: £20,691.73
    Remaining 10% OP allowance 2025: £1327.55
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    sending hugs <3 xxxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Morning,

    MiL is doing ok, they both went to the dtrs yesterday and a lot got sorted. Dtr thinks her confusion will settle down once they up her sodium levels, so we will see.

    Had a badish day yesterday with DS which resulted in me leaving work and going home to take him to school...long story but now hopefully it's been resolved.

    Lunch has been made for today.

    Bank account checked, only one payment has come out.

    A few surveys done yesterday. I'm half way to a payout with Onepoll.

    Waiting to hear if I have an interview for a job, fairly big construction company, DC needed for two projects, one close to home and the other in London. Not ideal but if I do get the job, I don't mind going in to London two days. Fingers crossed I'll hear today.

    Got a busy day at work today.

    DH is going to be late tonight, he's a meeting in London that doesn't finish until 6. By the time he gets home, it'll be about 8.30. So I'll feed the kids and then think of something for us.
  • Afternoon,

    Seems DS isn't up for an award after all, the school issued an email by mistake...oh well, I'm still proud of him andI think he's done well for what he's acheived in the last three months.

    Moving on....

    Boots voucher redeemed from VO, leaving me with 75 points left.
    One Poll is up to £22.25
    Prolific A is up to £0.60 due to my first survey with them :)

    Yougov is still showing paid surveys available from 2014, when I was last active :(

    With the vouchers, I am going to save them for next year now and build a nice little stash up.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    edited 13 July 2017 at 12:45PM
    ETA: DH has a load of points via his Barclaycard....so I'm going to redeem them and get vouchers to put away :D

    Next year is going to be Super Organised!

    ETA (2): Total spent today 85p, which gives me £1.15 to roll over for tomorrow.

    As I ended up spending money yesterday for lunch due to nipping home, I can wipe out the money I had extra the other day as I bought a sandwich.

    So I have £3.15 for tomorrow, which is more than enough for lunch.
  • Dilemma....I found £10 on the train :D, I could -

    A - Bank it and pay it off the Cap One
    B - Put it somewhere safe & use it next week
    C - Buy McD's for lunch with some of it
    D - Treat the kids

    Part of me wants to save it for next week but part of me is thinking about buying treats for the kids.
  • Lucylocks
    Lucylocks Posts: 92 Forumite
    I opt for treat the kids too (probably why both me and you are in a lot of debt PMo2 :rotfl:)
    LBM 28/3/17 £24,971 :eek: 28/6/17 £14,376 42% paid
  • Lucylocks wrote: »
    I opt for treat the kids too (probably why both me and you are in a lot of debt PMo2 :rotfl:)

    :rotfl: totally! :D
  • doingitanyway
    doingitanyway Posts: 9,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Treats. It is a gift from the universe :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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