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I want to stop drowning

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  • motivated
    motivated Posts: 3,044 Forumite
    Part of the Furniture 1,000 Posts Photogenic PPI Party Pooper
    Hi debtaghh

    Another one here who can relate to weight gain recently. My problem is I tend to count the calories AFTER I have eaten them :o. Have started my serious weight loss plan from this morning. I lost a lot of weight recently and now it's all creeping back on. I tell myself now that little pickers wear big knickers :rotfl:

    Glad the food budget and meali planning is going well
    M
    Emptying my lake with a teaspoon
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    debtaghh wrote: »
    Calorie counting works for me too and is how I lost weight but as soon as I come off calorie counting ... the weight piles on. I just worked out that yesterday I ate about 2400 calories ... no wonder I've put on :(

    Yep that is the only way I lose weight by counting the calories before I put the food in my mouth. That plus the fact I have a skinny DH who can eat for England and not put a pound on so he brings home croissants, cakes, wine etc when he goes shopping. Today I had a coffee and shared a blueberry muffin with a good friend so halving the treats is not so bad.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    I dont count calories! Its low carb for us with no low fat anything :) together with portion size and moving more. We eat chocolate and drink alcohol but not in huge quantities and I have reduced fruit too sticking to berries mostly with oranges over winter ie when they come from Spain. Have pushed up the veg intake though. Dont miss bread or pasta or rice or potatoes but dont not have them. When we do, I weigh out the recommended portion size - if you have never done it its an eye opener! Carbs from those food groups just dont make up the bulk of our plate anymore. We stick to the Mediterranean style diet mainly and I have substituted savoury snacks ( my weakness) for nuts and seeds. I have lost 10lbs since mid January - a nice steady slow downward trend.
    Be the change you want to see -with apologies to Gandhi :o
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  • debtaghh
    debtaghh Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all,

    I haven't managed to stick to my food budget but I'm not annoyed as I have still managed £297 for a month for a family of 5, which I think is great plus I have done a little food stashing in preparation for Brexit !

    Update on money front basically my signature when I update it will look like my debt has increased! Basically I've had to pay a family member back a lump sum and my signature doesn't include family debt so the family debt has gone down a bit but means my credit card debt has had to go up ( money transfer -0% deal) in one way it's a good thing as if I ever went down the dmp route it means that debt can be included. But looking at it doesn't feel great as it always feels like my debt never truly goes down!

    Have a lovely weekend x
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I wouldn't feel too bad about the debt increasing for that reason. As you said you have family debt too so has just moved from that to main debt and if you had a DMP that would be included. Budgeting is going well.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Mixed blessing really, yes your consumer debt has increased, but the decrease in family debt may actually help you feel a bit less stressed. I've always felt it's the family debt that carries the most mental burden for you.
    Outstanding mortgage: £23,181 (December 19)
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  • debtaghh
    debtaghh Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi,

    I can't believe it's been nearly a month. RL has had its ups and downs and I haven't been feeling that well, my anxiety has started to come back which isn't great.

    On the money front, I feel I have lost the plot! At the minute it just feels like there is constantly something to pay out for. I need to reign it in and really watch every penny as we have a lot going on. On a positive note the good budget has been pretty good.

    One of my issues is that I need to learn to say no, I always feel obliged to say yes and then am not happy about it.
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Good to hear from you but sorry life is hard at the moment.

    One tip on learning to say no is to pause and think when someone asks you to do something rather than answer an automatic yes which may be a learned response rather than considered if you generally don't like to disappoint people. I tried this out yesterday as I am normally a yes person but on joining a new club yesterday for "active retirees" I was immediately asked if I could join their committee as a secretary/treasurer etc. After a lifetime of taking on these roles I said I would think about it but could not take it on now. Try that in the future. Rather than saying yes or no, just say you will think about it and let them know and hope they either forget about it or gives you time to think up an excuse not to do it.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Well done Debtaghh. You're doing a really good job and just need to keep chipping. Well done for learning to say no sometimes, it's better for your mental health as well as your wallet.
    Debt Totals July 2019::
    [STRIKE]£350 Natwest Credit Card [/STRIKE]/ ]Now £0 (paid off and closed 04/2017) £15,500 postgrad loan from parents/ Now £7,000 £5,000 sister loan/ Now £0[STRIKE]£500 train ticket loan from parents [/STRIKE]/ Now £0 (paid off 16/02/18)[STRIKE]£2,000 Overdraft[/STRIKE] Now £0 (paid off 09/03/18) £1,967.83 Barclays 0% card Now £0
    Total £7,000
  • motivated
    motivated Posts: 3,044 Forumite
    Part of the Furniture 1,000 Posts Photogenic PPI Party Pooper
    Hi debtaghhh

    Just popping in to see how you're feeling. Hope you are ok and plodding along nicely. You have come a long way.
    M
    Emptying my lake with a teaspoon
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