Hugglemonster's debt free diary

pennywisepoundstupid

Everything is looking good Huggle.
wrong sex of your kitten made me chuckle, will you need a new name for her?

hugglemonster

No luckily it's called Charlie so can stay the same!

[Deleted User]

Morning Huggle,

Sounds good.

Hope that the mortgage payment won't be too high.

Have a lovely day xx

hugglemonster

Afternoon all, spending lovely quiet day with ds whilst dh and dd are out until tomorrow, we went into town earlier and got a few things for dd birthday. I love Home Bargains they have great products for a fraction of the cost in other stores e.g. I got her a body spray set which costs £4 in A*da but only £2.49 in there, and some little candles that would be approx. £8 for a posh YC version but an own brand costs 59p!

I'm taking her to buy some clothes for the rest of her present so she can choose what see wants herself, I would get it completely wrong as she's such a tomboy.

Yesterday I ordered 3 lego sets, 2 to make the advent calendars and one extra for ds xmas present and they were on 3 for 2 plus arrived within a couple of hours, plus through cashback site.

Cashed out on a survey site and have sent this over to overdraft, it is really awful seeing the interest added each day yesterday was £1.68 and today £1.67. Payment sent was £18 so should take a couple of pennies off tomorrow's interest. A few surveys done today but nothing else to cash out.

A load of washing on the line this morning before it starting raining so mostly dry and less time in the tumble dryer plus another load on the airer.

I phoned pet insurance company to change the sex of the kitten on my policy, the lady was lovely and we had a laugh plus best bit was that it reduced my premium by £38 :-)

Plans for the evening are to put a bit of washing away and then chill out, tomorrow I'm getting into the garden to tidy it up ready for winter after I've been for a run.

Hope everyone has a good weekend, H x

wishingthemortgaheaway

There's even gender discrimination in pet policies... who'd have thought?

hugglemonster

Morning all, just about morning though. Really long day yesterday traveled to a team meeting then on the way back stopped to deliver 2 sessions so out from 0630-2130, boss is hopeful that I'll get some extra days paid. Been to a meeting this morning and will be running 2 more sessions from January for 10 weeks which will be good to prove that I need the extra time.

Checked overdraft and these daily charges are awful, yesterday it was £1.62 today it was back up to £1.63 I suppose it is a good kick up the bum to pay it off but it's so disheartening. Anyway CB came in today plus a small amount from cashback so I have paid off £143.25 which will bring the daily charge down a bit more, I hope I can keep plugging away at this.

DD birthday tomorrow and I need to wrap her presents whilst she's at school plus make a cake as she doesn't like shop brought, I will take her out this afternoon to buy some clothes as we are really busy for the rest of the week.

Tired and sore throat today but so much to do, better crack on!

H x

hugglemonster

Hi everyone, just checking in - still trying to build up funds for DH trip (totally the wrong time of year for him to go but his friend's fault that it was delayed so can't be cross) and getting annoyed with daily overdraft charges!

I have some quiet days this week and next as my Grandad passed away yesterday, he was in his 90's and had dementia too and basically just gave up in the end. I have to go back to my home town for a few days next week for the funeral and DH will look after the kids here.

Hope everyone OK, H x

pennywisepoundstupid

So sorry about your Grandad Huggle, sending you hugs.

abba1772

Aww huggle.......sorry to hear about your grandad xx

wishingthemortgaheaway

Sorry for your loss Huggle. Look after yourself.