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Is it too late for CPP claim?

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I had CPP for a Natwest credit card from Jan 2009 until January 2012. I recently found out that this classed as PPI, and I never received any contact or letter from them about this. I contacted Natwest who stated that the bank can only investigate policies opened prior to jan2005, and that the date for claims from CPP finished on Feb2015 so i cannot claim.

Is this true?

Comments

  • Nasqueron
    Nasqueron Posts: 10,620 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    CPP is categorically NOT PPI, it's a different service

    Sadly yes you are out of time, the CPP refund scheme is closed

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    I had CPP I recently found out that this classed as PPI
    It's not "classed" as PPI (it's a totally different insurance policy) ,but it was frequently mis-sold.
    I never received any contact or letter from them about this.
    Unfortunate. There was plenty of publicity at the time.
    I contacted Natwest who stated that the bank can only investigate policies opened prior to jan2005
    This is correct.
    the date for claims from CPP finished on Feb2015 so i cannot claim.

    Is this true?
    Yes, you are far too late.
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