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Ex tenant using our address for debts

ooops
ooops Posts: 86 Forumite
Home Insurance Hacker! Cashback Cashier
edited 6 August 2016 at 7:42PM in Consumer rights
how do you stop someone using your address for their debts
«1

Comments

  • hammers81uk
    hammers81uk Posts: 109 Forumite
    Your husband really needs to tell his brother to sort this out, do your or your husband not know his new address?
  • ooops
    ooops Posts: 86 Forumite
    Home Insurance Hacker! Cashback Cashier
    edited 6 August 2016 at 7:43PM
    No, unfortunately we don't.
  • Stevie_Palimo
    Stevie_Palimo Posts: 3,306 Forumite
    1,000 Posts Combo Breaker
    It will not affect you having his debts in your property as the debts are to do with his name, Whilst it is annoying to have letters and the likes coming to you the best bet is to return them all with not at this address wrote on them.
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    There won't be any bailiffs until he has been taken to court. Bin/RTS the letters, reply to court papers 'not known at this address'.

    Your credit rating won't be effected unless you had any joint financial service with him. People have credit ratings, addresses don't.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • worried_jim
    worried_jim Posts: 11,631 Forumite
    10,000 Posts Combo Breaker
    There won't be any bailiffs until he has been taken to court. Bin/RTS the letters, reply to court papers 'not known at this address'.

    Your credit rating won't be effected unless you had any joint financial service with him. People have credit ratings, addresses don't.

    From now on either pop his mail in the bin or continue to return to sender ( I would just bin it)- there is nothing to worry about as it has nothing to do with you.
  • JReacher1
    JReacher1 Posts: 4,663 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I'm not sure there is nothing to worry about as I am assuming the brother in law has the same surname as you guys. If your husband or kids share a first initial then that can cause problems. Plus if Baliffs do come round it will be hard to prove he doesn't live there when all your ID matches his surname.

    You want to get your husband to sort it out
  • fleshandbone
    fleshandbone Posts: 570 Forumite
    Could you possibly move house?
    No, only joking, I would do as already advised and RTS everything.
  • ooops
    ooops Posts: 86 Forumite
    Home Insurance Hacker! Cashback Cashier
    edited 6 August 2016 at 7:43PM
    Thanks for your help.
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ooops wrote: »
    No, unfortunately we don't. I know he has moved in with his new girlfriend but I don't know where.
    ooops wrote: »
    we see him where he works sometimes.

    Give the companies his work address.
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    JReacher1 wrote: »
    I'm not sure there is nothing to worry about as I am assuming the brother in law has the same surname as you guys. If your husband or kids share a first initial then that can cause problems. Plus if Baliffs do come round it will be hard to prove he doesn't live there when all your ID matches his surname.

    You want to get your husband to sort it out

    Hence the suggestion to only respond to court papers.
    Accept your past without regret, handle your present with confidence and face your future without fear
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