bank sent me credit card I didn't ask for?

takman

blink18 wrote: »

a lot of business bank contracts allow the bank to extend credit in whatever form as they see fit.

So before the op gets egg on their face and annoys their business account manager at the bank they should check their paperwork carefully.

Exactly that's why I added in the last bit about signing documents. The OP didn't really give much information about what was actually said on the phone call, so the business manager may have actually explained that he agreed to this!.

stringer_bell

blink18 wrote: »

a lot of business bank contracts allow the bank to extend credit in whatever form as they see fit.

So before the op gets egg on their face and annoys their business account manager at the bank they should check their paperwork carefully.

when I rang him, he said and I quote " I thought you may of needed it " which is weird, as I never go overdrawn and always leave a large cash balance

It was a simple barclays business account

jonesMUFCforever

stringer_bell wrote: »

when I rang him, he said and I quote " I thought you may of needed it " which is weird, as I never go overdrawn and always leave a large cash balance

It was a simple barclays business account

In that case make a large purchase on it then tell Barclays that you will not be repaying a penny until they show your agreement under the CCA.:D;)

MDMD

jonesMUFCforever wrote: »

In that case make a large purchase on it then tell Barclays that you will not be repaying a penny until they show your agreement under the CCA.:D;)

AFAIK a business credit card isn't covered by the Consumer Credit Act

[Deleted User]

stringer_bell wrote: »

when I rang him, he said and I quote " I thought you may of needed it

I am shocked.

The grammatical abilities of bank staff used to be so much higher.

stringer_bell

Deleted_User wrote: »

I am shocked.

The grammatical abilities of bank staff used to be so much higher.

No, it's just me